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OTHER INCOME AND EXPENSES (Details)
S/ in Thousands, $ in Thousands
12 Months Ended
Dec. 31, 2021
PEN (S/)
Dec. 31, 2020
PEN (S/)
Dec. 31, 2019
PEN (S/)
Dec. 31, 2011
USD ($)
Other income [Abstract]        
Rental income S/ 35,218 S/ 37,882 S/ 75,800  
Income from resolution of IFRS 16 contracts 16,817 8,273 0  
Revenue from sale of loan portfolio [1] 15,700 28,728 37,847  
Recoveries of other accounts receivable and other assets 3,728 1,137 13,796  
Net gain from sale of adjudicated assets 2,851 728 0  
Net income from the sale of property, furniture and equipment 1,916 8,523 16,869  
Net income from the sale of investments properties 0 0 23,629  
Others [2] 187,486 201,710 176,288  
Total other income 263,716 286,981 344,229  
Other expenses [Abstract]        
Provision for sundry risks, Note 13(k) [3] 70,824 140,897 27,272  
Losses due to operational risk 58,956 54,818 29,878  
Association in participation 47,176 52,020 22,636  
Provision for other accounts receivable 28,324 51,517 8,059  
Expenses on improvements in building for rent 23,814 25,773 30,721  
Various operating expenses [4] 18,959 106,776 0  
Intangible losses due to withdrawals and dismissed projects 17,630 40,342 22,492  
Donations 9,949 [5] 128,884 [5] 10,378 [5] $ 3,650
Administrative and tax penalties 1,601 3,029 2,659  
Loss on sale of investment properties 0 1,328 0  
Net loss from sale adjudicated assets 0 0 9,617  
Others [6] 155,030 152,684 104,757  
Total other expenses 432,263 758,068 268,469  
Net profit 3,671,829 334,138 S/ 4,352,331  
Banco de Credito del Peru [Member]        
Other expenses [Abstract]        
Donations   100,000    
MiBanco [Member]        
Other expenses [Abstract]        
Donations   10,000    
Net profit (266,300) (379,300)    
Deutsche Bank [Member]        
Other expenses [Abstract]        
Income from sale of judicial portfolio 46,700 25,900    
Income from sale of a written-off portfolio 14,800      
Income from capital sold 18,700      
Net profit 12,200      
Conecta CNS S.A [Member]        
Other expenses [Abstract]        
Income from sale of a written-off portfolio   1,900    
ASB Bank Corp [Member]        
Other expenses [Abstract]        
Legal provision S/ 0 71,900    
JS Ornamental Peruvian Fish EIRL [Member]        
Other expenses [Abstract]        
Income from sale of a written-off portfolio   S/ 600    
[1] As of December 31, 2021, the main portfolio sale was carried out under the modality of assignment of rights to Deutsche Bank AG / SPV I S.A.C. The capital sold of judicial and written-off portfolio was S/46.7 million and S/14.8 million, respectively, for a total value of S/18.7 million, generating a profit of S/12.2 million, among other minor sales. As of December 31, 2020, the main revenues from portfolio sales were the sale of judicial portfolio in the modality of assignment of rights to Deutsche Bank AG/SPVI S.A. for S/25.9 million, sale of written-off portfolio to Conecta CNS S.A for S/1.9 million and JS Ornamental Peruvian Fish EIRL for S/0.6 million, among other minor sales.
[2] The balance is mainly comprised of the recovery of legal collection expenses for personal loans and credit card products, reimbursement for the transfer of license fees, tax refunds, among other minor items.
[3] The variation corresponds mainly to the fact that there were no legal provisions recorded by the subsidiary ASB Bank Corp during the year 2021 period while during the year 2020 period S/71.9 million were recorded for this concept.
[4] The variation corresponds to the higher expenses incurred by the health emergency during 2020, such as safety equipment, mobility vouchers, medical expenses, food, rapid tests, temperature measurement, among others.
[5] In 2020, the Group made donations mainly through its subsidiaries BCP and MiBanco, a donation of S/100.0 million was the fundraising campaign called “#YoMeSumo” from BCP and S/10.0 million a donation from MiBanco, in both cases, to raise funds for the poorest families affected by COVID-19.
[6] The balance is mainly comprised of expenses for agency closings, expenses for system failures and incidents, reimbursement of commissions and interest, among other minor expenses.