XML 202 R182.htm IDEA: XBRL DOCUMENT v3.21.1
OPERATING SEGMENTS (Details) - PEN (S/)
S/ in Thousands
12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
Disclosure of operating segments [line items]      
External [1] S/ 18,382,000 S/ 19,674,000 S/ 17,995,000
From other segments [1],[2] 525,000 607,000 579,000
Net interest, similar income and expenses 8,571,342 9,091,751 8,489,105
Other income, net [3] 4,764,000 5,395,000 4,880,000
Provision for credit losses on loan portfolio (6,080,000) (2,100,000) (1,815,000)
Depreciation and amortization (670,000) (624,000) (429,000)
Income tax 110,000 (1,623,000) (1,521,000)
Net profit 334,138 4,352,331 4,071,305
Additions of fixed asset, intangibles and goodwill 633,000 803,000 601,000
Total assets 237,406,163 187,859,340 177,263,000
Total liabilities 211,960,516 161,113,030 152,997,000
Operating segments [member] | Universal Banking Banco de Crdito del Peru [Member]      
Disclosure of operating segments [line items]      
External [1] 10,775,000 11,750,000 10,757,000
From other segments [1],[2] 412,000 345,000 381,000
Net interest, similar income and expenses 6,092,000 6,245,000 5,616,000
Other income, net [3] 2,795,000 3,632,000 3,275,000
Provision for credit losses on loan portfolio (4,637,000) (1,558,000) (1,265,000)
Depreciation and amortization (428,000) (413,000) (277,000)
Income tax (51,000) (1,160,000) (1,137,000)
Net profit 619,000 3,239,000 2,927,000
Additions of fixed asset, intangibles and goodwill 464,000 349,000 397,000
Total assets 180,766,000 139,832,000 132,880,000
Total liabilities 164,632,000 123,040,000 117,803,000
Operating segments [member] | Universal Banking Banco de Credito de Bolivia [Member]      
Disclosure of operating segments [line items]      
External [1] 773,000 736,000 686,000
From other segments [1],[2] 7,000 4,000 4,000
Net interest, similar income and expenses 330,000 329,000 309,000
Other income, net [3] 103,000 117,000 124,000
Provision for credit losses on loan portfolio (252,000) (61,000) (55,000)
Depreciation and amortization (23,000) (19,000) (12,000)
Income tax 139,000 (43,000) (45,000)
Net profit (74,000) 79,000 78,000
Additions of fixed asset, intangibles and goodwill 16,000 16,000 45,000
Total assets 12,472,000 10,481,000 9,957,000
Total liabilities 11,781,000 9,744,000 9,266,000
Operating segments [member] | Insurance And Pension Funds Pacifico Seguros And Subsidiaries [Member]      
Disclosure of operating segments [line items]      
External [1] 3,211,000 3,224,000 2,700,000
From other segments [1],[2] 57,000 23,000 21,000
Net interest, similar income and expenses 526,000 493,000 446,000
Other income, net [3] 602,000 346,000 667,000
Provision for credit losses on loan portfolio 0 0 0
Depreciation and amortization (59,000) (58,000) (51,000)
Income tax (2,000) (6,000) (4,000)
Net profit 195,000 381,000 353,000
Additions of fixed asset, intangibles and goodwill 49,000 45,000 85,000
Total assets 16,025,000 13,785,000 12,224,000
Total liabilities 13,039,000 10,964,000 9,591,000
Operating segments [member] | Insurance And Pension Funds Prima AFP [Member]      
Disclosure of operating segments [line items]      
External [1] 389,000 457,000 371,000
From other segments [1],[2] 2,000 3,000 2,000
Net interest, similar income and expenses (8,000) (1,000) 0
Other income, net [3] 388,000 457,000 371,000
Provision for credit losses on loan portfolio 0 0 0
Depreciation and amortization (21,000) (20,000) (18,000)
Income tax (67,000) (85,000) (58,000)
Net profit 148,000 197,000 140,000
Additions of fixed asset, intangibles and goodwill 7,000 8,000 9,000
Total assets 1,108,000 909,000 875,000
Total liabilities 408,000 211,000 241,000
Operating segments [member] | Microfinance Mibanco [Member]      
Disclosure of operating segments [line items]      
External [1] 1,972,000 2,408,000 2,468,000
From other segments [1],[2] 0 126,000 88,000
Net interest, similar income and expenses 1,550,000 1,901,000 1,956,000
Other income, net [3] 24,000 62,000 156,000
Provision for credit losses on loan portfolio (1,118,000) (472,000) (491,000)
Depreciation and amortization (86,000) (87,000) (49,000)
Income tax 142,000 (168,000) (193,000)
Net profit (379,000) 401,000 462,000
Additions of fixed asset, intangibles and goodwill 51,000 60,000 50,000
Total assets 15,649,000 13,576,000 13,220,000
Total liabilities 13,540,000 11,489,000 11,322,000
Operating segments [member] | Mibanco Colombia      
Disclosure of operating segments [line items]      
External [1],[4] 238,000 18,000  
From other segments [1],[2],[4] 0 0  
Net interest, similar income and expenses [4] 165,000 13,000  
Other income, net [3],[4] 28,000 2,000  
Provision for credit losses on loan portfolio [4] (75,000) (2,000)  
Depreciation and amortization [4] (14,000) (1,000)  
Income tax [4] 19,000 1,000  
Net profit [4] (51,000) (2,000)  
Additions of fixed asset, intangibles and goodwill [4] 13,000 1,000  
Total assets [4] 1,208,000 1,028,000  
Total liabilities [4] 993,000 888,000  
Operating segments [member] | Microfinance Edyficas SAS [Member]      
Disclosure of operating segments [line items]      
External [1],[4] 50,000   44,000
From other segments [1],[2],[4] 0   0
Net interest, similar income and expenses [4] 43,000   40,000
Other income, net [3],[4] 2,000   1,000
Provision for credit losses on loan portfolio [4] (6,000)   (4,000)
Depreciation and amortization [4] (1,000)   0
Income tax [4] (3,000)   (4,000)
Net profit [4] 5,000   5,000
Additions of fixed asset, intangibles and goodwill [4] 1,000   0
Total assets [4] 141,000   119,000
Total liabilities [4] 80,000   62,000
Operating segments [member] | Investment Banking and Wealth Management [Member]      
Disclosure of operating segments [line items]      
External [1] 1,102,000 968,000 886,000
From other segments [1],[2] 31,000 6,000 (14,000)
Net interest, similar income and expenses 70,000 69,000 98,000
Other income, net [3] 920,000 885,000 634,000
Provision for credit losses on loan portfolio 0 0 0
Depreciation and amortization (35,000) (22,000) (21,000)
Income tax (34,000) (16,000) (29,000)
Net profit (78,000) 230,000 146,000
Additions of fixed asset, intangibles and goodwill 29,000 236,000 8,000
Total assets 11,715,000 9,423,000 9,665,000
Total liabilities 9,995,000 7,950,000 8,190,000
Operating segments [member] | Other segments [member]      
Disclosure of operating segments [line items]      
External [1] (78,000) 63,000 83,000
From other segments [1],[2] 16,000 100,000 97,000
Net interest, similar income and expenses 431,000 443,000 33,000
Other income, net [3] (96,000) 561,000 106,000
Provision for credit losses on loan portfolio 2,000 (1,000) 0
Depreciation and amortization (4,000) (3,000) (1,000)
Income tax (36,000) (143,000) (51,000)
Net profit (46,000) (178,000) (40,000)
Additions of fixed asset, intangibles and goodwill 4,000 87,000 7,000
Total assets 3,484,000 2,998,000 2,862,000
Total liabilities 2,531,000 992,000 950,000
Elimination Segments [Member]      
Disclosure of operating segments [line items]      
External [1] 0 0 0
From other segments [1],[2] 0 0 0
Net interest, similar income and expenses (585,000) (443,000) (9,000)
Other income, net [3] 0 (669,000) (454,000)
Provision for credit losses on loan portfolio 0 0 0
Depreciation and amortization 0 0 0
Income tax 0 0 0
Net profit 0 0 0
Additions of fixed asset, intangibles and goodwill 0 0 0
Total assets (5,021,000) (4,314,000) (4,539,000)
Total liabilities S/ (4,958,000) S/ (4,245,000) S/ (4,428,000)
[1] Corresponds to total interest and similar income, other income (includes income and expenses on commissions) and net earned premiums from insurance activities.
[2] Corresponds to income derived from transactions with other segments, which were eliminated in the consolidated statement of income.
[3] Corresponds to other income (include income and expenses for commissions) and insurance underwriting result.
[4] Banco Compartir S.A. and Edyficar S.A.S merged in October 2020 to form Mibanco Colombia. See more detail in note 2 (a).