RULE 424(b)(3)
                          REGISTRATION STATEMENT NO. 33-59246/33-36328/33-39536

PRICING SUPPLEMENT NO. 3, DATED JANUARY 19, 1995
TO PROSPECTUS, DATED MAY 17, 1993 AND
PROSPECTUS SUPPLEMENT, DATED MAY 25, 1993

                               BARNETT BANKS, INC.
                           MEDIUM-TERM NOTES, SERIES C
                                 (FLOATING RATE)

                 DUE NINE MONTHS TO 30 YEARS FROM DATE OF ISSUE


                                                                 
PRINCIPAL AMOUNT:  $200,000,000                                      -------------------------------------------------
INITIAL INTEREST RATE: 6.3125%                                        NOTES:
ORIGINAL ISSUE DATE: January 26, 1995                                 /x/ Senior Notes      / /Subordinated Notes
STATED MATURITY: January 26, 1996                                    -------------------------------------------------
SPREAD: N/A
INTEREST RATE: Interest Base Rate, as determined on
          Interest Determination Date                                -------------------------------------------------
CALCULATION AGENT: NBD Bank, N.A.                                    FORM:
NET PROCEEDS TO THE COMPANY: $200,000,000                             /x/  Book Entry     / /  Certificated
FORM: Global Note                                                    -------------------------------------------------
INTEREST RATE RESET DATES:  April 26, 1995, July 26, 1995,
          October 26, 1995, and January 26, 1996                     -------------------------------------------------
CURRENCY UNIT: U.S. Dollars (USD OR U.S.$.)                          INTEREST BASE RATE: (check one)
INTEREST PAYMENT DATES: April 26, 1995, July 26, 1995,               / /  CD Rate
          October 26, 1995, and January 26, 1996, provided           / /  Commercial Paper Rate
          that if any Interest Payment Date would otherwise          /x/  LIBOR-Telerate (3 month)
          fall on a day that is not a Business Day, then the         / /  Treasury Rate
          Interest Payment Date will be the first following          / /  Federal Funds Effective Rate
          day that is a Business Day                                 / /  Prime Rate
REGULAR RECORD DATES:  The date 15 calendar days immediately         / /  Other____________________(see attached)
          preceding the Interest Payment Date                        -------------------------------------------------
INTEREST DETERMINATION DATES:  The second London Banking Day
          immediately preceding the Interest Reset Date
REDEMPTION PRICE: N/A
REDEMPTION COMMENCEMENT DATE: N/A


- -------------------------------------------------------------------------------
The aggregate principal amount of this offering is U.S. $200,000,000 and relates
only to Pricing Supplement No. 3. Securities, including Medium-Term Notes,
Series C, may be issued by the Company in the aggregate principal amount of up
to U.S. $500,000,000 or the equivalent in foreign currency units. To date,
including this offering, an aggregate of U.S. $375,000,000 or the equivalent in
foreign currency or foreign currency units of Medium-Term Notes, Series C, and
all other Securities, have been issued.
- -------------------------------------------------------------------------------

- -------------------------------------------------------------------------------
- -------------------------------------------------------------------------------
TYPE OF SALE:
/x/ As Agent        The Notes are being offered at a fixed initial public
                    offering price of 100% of principal amount.
/ / As Principal
- -------------------------------------------------------------------------------
- -------------------------------------------------------------------------------

                          CS FIRST BOSTON/GOLDMAN, SACHS & CO.

         THE NOTES OFFERED HEREBY ARE NOT INSURED BY THE FEDERAL DEPOSIT
             INSURANCE CORPORATION OR BY ANY OTHER GOVERNMENT AGENCY