SC 13D/A 1 byfc07.txt AMENDMENT # 3 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 SCHEDULE 13G (Amendment No._3__) BROADWAY FINANCIAL CORPORATION (Name of Issuer) Common Stock (Title of Class of Securities) 0001001171 (CUSIP Number) December 31, 2006 (Date of event Which Requires Filing of this Statement) Rule 13d-1(c) NAME OF REPORTING PERSON CRUDEN STANLEY C MEMBER OF A GROUP? N/A CITIZENSHIP U.S. NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH: SOLE VOTING POWER 85,432 SHARED VOTING POWER 0 SOLE DISPOSITIVE POWER 85,432 SHARED DISPOSITIVE POWER 0 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 85,432 PERCENT OF CLASS REPRESENTED BY AGGREGATE AMOUNT BENEFICIALLY OWNED 5.2% TYPE OF REPORTING PERSON IN ITEMS 1-10 OF GENERAL INSTRUCTIONS Item 1. (a) Name of Issuer: BROADWAY FINANCIAL CORPORATION (b) Address of Issuer: 4800 Wilshire Boulevard, Los Angeles, California 90010 Item 2. (a) Name of Person Filing: CRUDEN STANLEY C (b) Address of Filing Person: 31 Lake Rd., Niverville, NY 12130 (c) Citizenship: U.S. (d) Title and class of Securities: Common Stock (e) CUSIP Number: 0001001171 Item 3. N/A Item 4. Ownership (a) Amount Beneficially Owned: 85,432 (b) Percent of Class: 5.2% (c) Number of shares as to which such person has: (i) Sole power to vote or to direct the vote: 85,432 (ii) Shared power to vote or direct the vote: 0 (iii) Sole power to dispose or to direct disposition of: 85,432 (iv) Shared power to dispose or to direct disposition of: 0 Item 5. Ownership of Five Percent or Less of Class: N/A Item 6. Ownership of More than Five Percent on Behalf of Another Person: N/A Item 7. Identification and Classification of the Subsidiary Which Acquired the Security: N/A Item 8. Identification and Classification of Members of the Group: N/A Item 9. Notice of Dissolution of Group: N/A Item 10. Certification: By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect. SIGNATURE After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct. Date: January 10, 2006 Signature: Stanley C. Cruden Name/Title: Stanley C. Cruden, Individual