Consolidated Statements of Operations and Comprehensive Income (Loss) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Interest Income:
Interest and fees on loans receivable	$ 4,429	$ 3,841	$ 8,788	$ 7,956
Interest on mortgage-backed and other securities	65	95	135	193
Other interest income	74	149	216	309
Total interest income	4,568	4,085	9,139	8,458
Interest Expense:
Interest on deposits	967	1,097	2,022	2,124
Interest on borrowings	570	526	1,188	1,059
Total interest expense	1,537	1,623	3,210	3,183
Net interest income	3,031	2,462	5,929	5,275
Loan loss provision (recapture)		(158)	29	(348)
Net interest income after loan loss provision recapture	3,031	2,620	5,900	5,623
Non-Interest Income:
Service charges	94	115	238	237
Gain on sale of loans	116		123
CDFI grant				233
Other	32	24	78	45
Total non-interest income	242	139	439	515
Non-Interest Expense:
Compensation and benefits	1,983	1,875	4,038	3,757
Occupancy expense	320	312	635	620
Information services	221	218	458	426
Professional services	571	235	835	574
Office services and supplies	87	67	163	135
Loan related expenses	20	47	21	58
Corporate insurance	32	34	64	69
Amortization of investment in affordable housing limited partnership	8	49	53	98
Other	160	185	284	345
Total non-interest expense	3,402	3,022	6,551	6,082
(Loss) income before income taxes	(129)	(263)	(212)	56
Income tax benefit	(345)	(128)	(395)	(86)
Net income (loss)	216	(135)	183	142
Other comprehensive income, net of tax:
Unrealized gains on securities available-for-sale arising during the period	155	157	330	353
Income tax expense	46	46	98	104
Other comprehensive income, net of tax	109	111	232	249
Comprehensive income (loss)	$ 325	$ (24)	$ 415	$ 391
Earnings (loss) per common share-basic	$ 0.01	$ (0.01)	$ 0.01	$ 0.01
Earnings (loss) per common share-diluted	$ 0.01	$ (0.01)	$ 0.01	$ 0.01