CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE LOSS - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Revenues
Gain on sale of loans, net	$ 179	$ 10,693	$ 6,134	$ 30,824
Real estate services fees, net	257	478	442	688
Gain (loss) on mortgage servicing rights, net	45	(37)	155	1
Servicing fees (expense), net	7	(150)	(5)	(269)
Other	7	(4)	959	320
Total revenues, net	495	10,980	7,685	31,564
Expenses
Personnel	8,024	11,964	19,945	26,888
General, administrative and other	5,323	5,882	10,458	11,063
Business promotion	1,319	1,770	3,620	2,963
Total expenses	14,666	19,616	34,023	40,914
Operating loss	(14,171)	(8,636)	(26,338)	(9,350)
Other income (expense)
Interest income	943	15,707	14,048	32,231
Interest expense	(2,203)	(15,149)	(15,192)	(31,013)
Change in fair value of long-term debt	1,980	1,417	3,622	2,442
Change in fair value of net trust assets, including trust REO gains		(2,141)	9,248	(3,814)
Total other income (expense), net	720	(166)	11,726	(154)
Net (loss) earnings before income taxes	(13,451)	(8,802)	(14,612)	(9,504)
Income tax expense	16	62	39	43
Net loss	(13,467)	(8,864)	(14,651)	(9,547)
Other comprehensive loss
Change in fair value of instrument specific credit risk of long-term debt	10,037	(538)	7,768	(2,205)
Total comprehensive loss	$ (3,430)	$ (9,402)	$ (6,883)	$ (11,752)
Net loss per common share:
Basic (in dollars per share)	$ (0.64)	$ (0.42)	$ (0.72)	$ (0.45)
Diluted (in dollars per share)	$ (0.64)	$ (0.42)	$ (0.72)	$ (0.45)