EX-99.3 4 d709665dex993.htm EX-99.3 EX-99.3

Exhibit 99.3

Industry Guide 3 – Return on Equity and Assets Ratios

 

     Q2 2019     Q1 2019     Six months ended
April 30, 2019		     For the Year-Ended
October 2018		  

Return on Assets

      0.94 %      0.90 %      0.92 %      0.96 % 

Return on Equity

      17.5 %      16.7 %      17.1 %      17.6 % 

Dividend Payout Ratio

      46 %      45 %      46 %      45 % 

Equity to Asset Ratio

      5.69 %      5.73 %      5.71 %      5.85 %