EX-99.3 4 d652621dex993.htm EX-99.3 EX-99.3

Exhibit 99.3

Industry Guide 3 – Return on Equity and Assets Ratios

 

     Q1 2019      For the Year-Ended
October 2018		      For the Year-Ended
October 2017		      For the Year-Ended
October 2016		  

Return on Assets

      0.90%        0.96%        0.97%        0.89%  

Return on Equity

      16.7%        17.6%        17.0%        16.3%  

Dividend Payout Ratio

      45%        45%        46%        48%  

Equity to Asset Ratio

      5.73%        5.85%        6.12%        5.90%