CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Cash Flows From Operating Activities
Net income	$ 1,751	$ 2,811
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	334	300
Amortization (accretion), net	91	(31)
Securities amortization (accretion), net	247	174
Stock based compensation expense	61	56
Provision for loan losses	1,625	125
Securities losses (gains) available for sale gains, net	(112)	(94)
Net increase in cash surrender value of bank-owned life insurance	(143)	(84)
Originations of loans held for sale	(23,496)	(8,435)
Proceeds from sale of loans	21,333	8,563
Gain on sale of loans	(683)	(207)
Write-downs of other real estate, net	38	38
Changes in:
Interest receivable	156	(27)
Other assets	1,017	664
Interest payable	47	9
Deferred taxes	(523)	5
Other liabilities	(1,296)	(3,618)
Net cash from operating activities	447	249
Cash Flows From Investing Activities
Purchases of securities, available for sale	(448)	(8,022)
Proceeds from sales of securities, available for sale	2,094	16,318
Proceeds from principal payments, maturities and calls securities available for sale	16,898	12,529
Net change in loans	(34,183)	(1,670)
Purchases of bank premises and equipment	(904)	(283)
Proceeds from the sale of other real estate		12
Net cash from (used in) investing activities	(16,543)	18,884
Cash Flows From Financing Activities
Net change in deposits	10,564	(6,304)
Net change in repurchase agreements	(584)	(1,473)
Net change in short-term Federal Home Loan Bank advances	29,000	(200)
Proceeds from long-term Federal Home Loan Bank advances		5,000
Repayment of long-term Federal Home Loan Bank advances	(6,493)	(3,505)
Repayment of note payable		(126)
Proceeds from issuance of common stock	263	295
Dividends paid	(1,070)	(1,015)
Net cash used in financing activities	31,680	(7,328)
Net change in cash and cash equivalents	15,584	11,805
Cash and cash equivalents at beginning of period	22,182	26,101
Cash and cash equivalents at end of period	37,766	37,906
Supplemental disclosures of cash flow information Cash paid during the year for:
Interest expense	2,096	2,231
Supplemental disclosures of non-cash investing activities
Securities transactions in process, payable	$ 294
Real estate acquired through foreclosure		$ 72