CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
INTEREST INCOME:
Loans, including fees	$ 9,380	$ 8,800
Securities
Taxable	1,469	1,829
Tax exempt	176	333
Other	110	217
Total interest income	11,135	11,179
INTEREST EXPENSE:
Deposits	1,468	1,537
Repurchase agreements and federal funds purchased	8	24
Federal Home Loan Bank advances	582	543
Note payable		34
Subordinated debentures	85	102
Total interest expense	2,143	2,240
Net interest income	8,992	8,939
Provision for loan losses	1,625	125
Net interest income after provision for loan losses	7,367	8,814
NON-INTEREST INCOME:
Service charges	1,289	1,194
Loan service fee income (loss), net	(83)	73
Trust department income	370	328
Gain (loss) on sale of available for sale securities, net	112	94
Gain on sale of loans	683	207
Brokerage income	127	136
Debit card interchange income	812	790
Other	252	178
Total other income	3,562	3,000
NON-INTEREST EXPENSE:
Salaries and employee benefits	4,965	4,690
Occupancy expenses	1,094	981
Legal and professional fees	245	216
Data processing	579	601
Debit card expenses	507	530
Advertising and marketing	267	234
Taxes other than payroll, property and income	337	324
Loss on limited partnership	293	159
Other	943	1,030
Total other expenses	9,230	8,765
Income before income taxes	1,699	3,049
Provision for income taxes	(52)	238
Net income	$ 1,751	$ 2,811
Earnings per share:
Basic (in dollars per share)	$ 0.30	$ 0.47
Diluted (in dollars per share)	$ 0.30	$ 0.47