LOANS - ALLOWANCE FOR LOAN LOSSES AND RECORDED INVESTMENT (Details) - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019	Mar. 31, 2019	Dec. 31, 2018
Allowance for Loan Losses:
Individually Evaluated for Impairment	$ 75	$ 52
Collectively Evaluated for Impairment	9,841	8,408
Total	9,916	8,460	$ 7,882	$ 8,127
Loans:
Individually Evaluated for Impairment	5,516	4,509
Collectively Evaluated for Impairment	772,811	739,804
Total	778,327	744,313
Commercial
Allowance for Loan Losses:
Collectively Evaluated for Impairment	1,003	920
Total	1,003	920	943	1,159
Loans:
Collectively Evaluated for Impairment	82,793	86,552
Total	82,793	86,552
Real estate Construction
Allowance for Loan Losses:
Collectively Evaluated for Impairment	631	551
Total	631	551	351	414
Loans:
Individually Evaluated for Impairment	374	374
Collectively Evaluated for Impairment	33,806	31,845
Total	34,180	32,219
1-4 family residential
Allowance for Loan Losses:
Individually Evaluated for Impairment		2
Collectively Evaluated for Impairment	3,421	2,899
Total	3,421	2,901	2,660	2,605
Loans:
Individually Evaluated for Impairment	519	202
Collectively Evaluated for Impairment	299,354	291,217
Total	299,873	291,419
Multi-family residential
Allowance for Loan Losses:
Individually Evaluated for Impairment	75	50
Collectively Evaluated for Impairment	949	757
Total	1,024	807	723	733
Loans:
Individually Evaluated for Impairment	1,292	1,292
Collectively Evaluated for Impairment	54,219	47,330
Total	55,511	48,622
Non-farm & non-residential
Allowance for Loan Losses:
Collectively Evaluated for Impairment	2,104	1,643
Total	2,104	1,643	1,609	1,649
Loans:
Individually Evaluated for Impairment	1,799	1,799
Collectively Evaluated for Impairment	221,409	203,109
Total	223,208	204,908
Agricultural
Allowance for Loan Losses:
Collectively Evaluated for Impairment	463	389
Total	463	389	406	420
Loans:
Individually Evaluated for Impairment	1,532	842
Collectively Evaluated for Impairment	58,481	56,324
Total	60,013	57,166
Consumer
Allowance for Loan Losses:
Collectively Evaluated for Impairment	533	506
Total	533	506	389	410
Loans:
Collectively Evaluated for Impairment	22,598	23,122
Total	22,598	23,122
Other
Allowance for Loan Losses:
Collectively Evaluated for Impairment	31	43
Total	31	43	70	58
Loans:
Collectively Evaluated for Impairment	151	305
Total	151	305
Unallocated
Allowance for Loan Losses:
Collectively Evaluated for Impairment	706	700
Total	$ 706	$ 700	$ 731	$ 679

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The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment.

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Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment.

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The balance of financing receivables that were collectively evaluated for impairment.

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Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

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Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

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