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OFF-BALANCE SHEET ACTIVITIES AND COMMITMENTS (Tables)
 12 Months Ended
Dec. 31, 2019
OFF-BALANCE SHEET ACTIVITIES AND COMMITMENTS  
Schedule of financial instruments with off-balance sheet risk

 

 

 

 

 

 

 

 

 

 

 

 

    

2019

    

 

2018

 

 

 

Fixed Rate

 

Variable Rate

 

 

Fixed Rate

 

Variable Rate

 

Unused lines of credit

$

 —

$

117,265

 

$

 —

$

117,660

 

Commitments to make loans

 
1,810

 

26,933

 

 
6,004

 

11,196

 

Letters of credit

 

 —

 

461

 

 

 —

 

552