STOCK BASED COMPENSATION (Tables)

12 Months Ended

Dec. 31, 2019

2005 Restricted Stock Grant Plan

Stock Based Compensation

Summary of changes in the Company's nonvested shares

		Weighted-Average		Fair
		Grant-Date		Value
Nonvested Shares	Shares	Fair Value		Per Share
Nonvested at January 1, 2019	5,924	$	77,404	$	13.07
Vested	(4,254)		(54,566)		12.83
Forfeited	(90)		(1,232)		13.69
Nonvested at December 31, 2019	1,580	$	21,606	$	13.67

2009 Stock Award Plan

Stock Based Compensation

Summary of changes in the Company's nonvested shares

		Weighted-Average		Fair
		Grant-Date		Value
Nonvested Shares	Shares	Fair Value		Per Share
Nonvested at January 1, 2019	25,778	$	482,213	$	18.71
Granted	23,380		549,430		23.50
Vested	(9,242)		(175,749)		19.02
Forfeited	(1,434)		(29,960)		20.89
Nonvested at December 31, 2019	38,482	$	825,935	$	21.46