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PREMISES AND EQUIPMENT
 12 Months Ended
Dec. 31, 2019
PREMISES AND EQUIPMENT  
PREMISES AND EQUIPMENT

NOTE 5 - PREMISES AND EQUIPMENT

 

Year-end premises and equipment were as follows:

 

 

 

 

 

 

 

 

 

    

2019

    

2018

Land and buildings

 

$

22,780

 

$

22,090

Furniture and equipment

 

 

20,028

 

 

19,363

Construction in process

 

 

1,934

 

 

66

 

 

 

44,742

 

 

41,519

Less accumulated depreciation

 

 

(25,313)

 

 

(24,170)

 

 

$

19,429

 

$

17,349

 

Depreciation expense was $1.2 million and $1.2 million in 2019 and 2018.

 

Certain premises, not included in premises and equipment above, are leased under operating leases.  Please refer to Note 6 for information pertaining to the Company’s operating leases.