CONSOLIDATED STATEMENTS OF INCOME (unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
INTEREST INCOME:
Loans, including fees	$ 9,564	$ 8,718	$ 27,479	$ 25,151
Securities
Taxable	1,543	1,435	5,067	4,486
Tax exempt	222	429	831	1,378
Other	183	159	674	496
Total interest income	11,512	10,741	34,051	31,511
INTEREST EXPENSE:
Deposits	1,520	1,112	4,669	2,863
Repurchase agreements and federal funds purchased	10	53	47	117
Federal Home Loan Bank advances	547	500	1,637	1,376
Note payable	28	39	93	101
Subordinated debentures	97	95	297	285
Total interest expense	2,202	1,799	6,743	4,742
Net interest income	9,310	8,942	27,308	26,769
Provision for loan losses	375	150	825	400
Net interest income after provision	8,935	8,792	26,483	26,369
NON-INTEREST INCOME:
Service charges	1,400	1,375	3,991	3,989
Loan service fee income (loss), net	(95)	64	9	212
Trust department income	361	332	1,036	967
Gain (loss) on sale of available for sale securities, net	577	66	691	(8)
Gain on sale of loans	541	472	1,069	1,291
Brokerage income	110	192	381	542
Debit card interchange income	894	815	2,587	2,415
Loss on bank premises		(9)		(9)
Net increase in cash surrender value of bank-owned life insurance	98	85	271	176
Other	174	125	360	416
Total other income	4,060	3,517	10,395	9,991
NON-INTEREST EXPENSE:
Salaries and employee benefits	4,911	4,776	14,284	13,986
Occupancy expenses	1,015	955	3,053	3,019
Repossession expenses, net	15	19	97	76
FDIC Insurance premium		80	71	236
FDIC Insurance credits	(78)
Legal and professional fees	267	223	731	648
Data processing	594	456	1,809	1,388
Debit card expenses	447	453	1,506	1,319
Amortization expense of intangible assets, excluding mortgage servicing right	24	31	81	102
Advertising and marketing	212	218	658	658
Taxes other than payroll, property and income	329	312	978	937
Telephone	91	69	302	267
Postage	29	69	92	241
Loan fees	19	55	50	112
Other	855	835	2,561	2,551
Total other expenses	8,730	8,551	26,273	25,540
Income before income taxes	4,265	3,758	10,605	10,820
Provision for income taxes	649	480	941	1,326
Net income	$ 3,616	$ 3,278	$ 9,664	$ 9,494
Earnings per share
Basic (in dollars per share)	$ 0.61	$ 0.55	$ 1.62	$ 1.59
Diluted (in dollars per share)	$ 0.61	$ 0.55	$ 1.62	$ 1.59