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LOANS - ACTIVITY IN ALLOWANCE (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2019
Sep. 30, 2018
Sep. 30, 2019
Sep. 30, 2018
Activity in allowance for loan losses        
Beginning Balance $ 8,076 $ 8,184 $ 8,127 $ 7,720
Charge-offs (385) (301) (1,277) (870)
Recoveries 200 166 591 949
Provision 375 150 825 400
Ending Balance 8,266 8,199 8,266 8,199
Commercial        
Activity in allowance for loan losses        
Beginning Balance 962 1,183 1,159 975
Charge-offs     (191)  
Recoveries 4   14 6
Provision (59) (39) (75) 163
Ending Balance 907 1,144 907 1,144
Real estate construction        
Activity in allowance for loan losses        
Beginning Balance 413 398 414 462
Provision 104 22 103 (42)
Ending Balance 517 420 517 420
1-4 family residential        
Activity in allowance for loan losses        
Beginning Balance 2,766 2,453 2,605 2,316
Charge-offs (45) (28) (149) (91)
Recoveries 3 4 15 266
Provision 131 187 384 125
Ending Balance 2,855 2,616 2,855 2,616
Multi-family residential        
Activity in allowance for loan losses        
Beginning Balance 743 737 733 640
Recoveries 15 3 15 9
Provision (45) (1) (35) 90
Ending Balance 713 739 713 739
Non-farm & non-residential        
Activity in allowance for loan losses        
Beginning Balance 1,599 1,604 1,649 1,554
Charge-offs     (17)  
Provision 75 45 42 95
Ending Balance 1,674 1,649 1,674 1,649
Agricultural        
Activity in allowance for loan losses        
Beginning Balance 417 475 420 494
Recoveries 2 3 6 149
Provision (14) (21) (21) (186)
Ending Balance 405 457 405 457
Consumer        
Activity in allowance for loan losses        
Beginning Balance 392 582 410 582
Charge-offs (132) (73) (272) (166)
Recoveries 10 15 27 37
Provision 166 (104) 271 (33)
Ending Balance 436 420 436 420
Other        
Activity in allowance for loan losses        
Beginning Balance 104 49 58 18
Charge-offs (208) (200) (648) (613)
Recoveries 166 141 514 482
Provision 22 70 160 173
Ending Balance 84 60 84 60
Unallocated        
Activity in allowance for loan losses        
Beginning Balance 680 703 679 679
Provision (5) (9) (4) 15
Ending Balance $ 675 $ 694 $ 675 $ 694