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CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Cash Flows From Operating Activities    
Net Income $ 9,494 $ 8,139
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 939 893
Amortization (accretion), net (338) (379)
Securities amortization (accretion), net 669 794
Stock based compensation expense 135 121
Provision for loan losses 400 650
Securities losses (gains) available for sale gains, net 8 (103)
Net change in trading assets   (122)
Net increase in cash surrender value of bank-owned life insurance (136)  
Originations of loans held for sale (47,422) (46,559)
Proceeds from sale of loans 46,245 47,423
Losses (gains) on sale of bank premises and equipment 9 (1,200)
Losses (gains) on other real estate (149) (11)
Gain on sale of loans (1,291) (1,456)
Write-downs of other real estate, net   141
Changes in:    
Interest receivable (187) (70)
Other assets (1,247) 4
Interest payable (20) 104
Deferred taxes (2) 12
Other liabilities 341 (354)
Net cash from operating activities 7,448 8,027
Cash Flows From Investing Activities    
Net change in interest bearing time deposits (445) 3,199
Purchases of securities available for sale (21,691) (59,235)
Purchase of bank owned life insurance (10,000)  
Proceeds from sales of securities available for sale 16,707 14,559
Proceeds from principal payments, maturities and calls securities available for sale 36,458 30,570
Net change in loans (36,988) 5,048
Purchases of bank premises and equipment (1,934) (2,270)
Proceeds from the sale of bank premises and equipment   2,062
Capitalized expenditures for other real estate (74)  
Proceeds from the sale of other real estate 1,824 922
Net cash used in investing activities (16,143) (5,145)
Cash Flows From Financing Activities:    
Net change in deposits 5,467 (54,602)
Net change in federal funds purchased   17,302
Net change in repurchase agreements (11,652) 3,197
Net change in short-term Federal Home Loan Bank advances 3,500 8,530
Proceeds from long-term Federal Home Loan Bank advances 16,394 13,000
Repayment of long-term Federal Home Loan Bank advances (14,902) (11,835)
Repayment of note payable (480) (328)
Proceeds from issuance of common stock 64 64
Purchase of common stock   (263)
Dividends paid (2,771) (2,585)
Net cash (used in) from financing activities (4,380) (27,520)
Net change in cash and cash equivalents (13,075) (24,638)
Cash and cash equivalents at beginning of period 39,172 43,250
Cash and cash equivalents at end of period 26,097 18,612
Supplemental disclosures of cash flow information Cash paid during the year for:    
Interest expense 4,762 3,612
Income taxes 1,585 1,600
Supplemental disclosures of non-cash investing activities    
Securities transactions in process, payable   7,642
Real estate acquired through foreclosure $ 201 $ 1,897