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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
Cash flows from operating activities      
Net income $ 10,717 $ 8,569 $ 6,832
Adjustments to reconcile net income to net cash from operating activities:      
Depreciation and amortization 1,205 1,309 1,401
Amortization (accretion), net (476) (194) (75)
Provision for loan losses 500 1,150 1,450
Securities amortization, net 1,041 1,133 975
Securities (gains) losses, net (52) (287) (412)
Net change in trading assets, excluding proceeds from liquidation (114) (61) (161)
Proceeds from liquidation of trading assets 5,706    
Originations of loans held for sale (56,502) (62,275) (48,953)
Proceeds from sale of loans 57,722 64,273 50,593
Gain on sale of loans (1,727) (2,098) (1,488)
Stock based compensation expense 163 153 133
Losses (gain) on disposal of fixed assets (1,200)    
Losses (gain) on other real estate (33) (128) (5)
Deferred taxes 415 (309) (17)
Changes in:      
Interest receivable (236) (34) (73)
Write-downs of other real estate, net 20 187 252
Other assets 806 1,624 (1,163)
Interest payable 146 33 (42)
Other liabilities 461 (151) (1,186)
Net cash from operating activities 18,562 12,894 8,061
Cash flows from investing activities      
Acquisition of Madison Financial Corp., net     3,514
Net change in interest bearing time deposits 3,199 (155) (615)
Purchases of securities, available for sale (123,615) (145,232) (84,479)
Proceeds from sales of securities, available for sale 27,121 23,888 21,627
Proceeds from principal payments and maturities of securities 51,283 108,949 71,988
Net change in loans 5,700 (35,357) (12,211)
Purchases of bank premises and equipment (2,896) (462) (737)
Capitalized expenditures for other real estate (47)    
Proceeds from sale of other real estate 1,377 4,199 5,848
Proceeds from sale of bank premises and equipment 2,102 4 7
Net cash from investing activities (35,776) (44,166) 4,942
Cash flows from financing activities      
Net change in deposits 12,292 44,000 8,289
Net change in repurchase agreements and other borrowings (973) 2,359 (188)
Net change in short-term advances from Federal Home Loan Bank 8,400   (10,000)
Long-term FHLB advances 13,000 15,000 14,709
Payments on long-term FHLB advances (15,168) (10,333) (10,661)
Proceeds from note payable     5,000
Payments on note payable (769) (704) (206)
Redemption of acquired preferred shares and unpaid dividends and interest     (6,066)
Proceeds from issuance of common stock, including options and grants, including tax benefits 64 49 2
Purchase of common stock (263) (668) (31)
Dividends paid (3,447) (3,229) (2,972)
Net cash from financing activities 13,136 46,474 (2,124)
Net change in cash and cash equivalents (4,078) 15,202 10,879
Cash and cash equivalents at beginning of year 43,250 28,048 17,169
Cash and cash equivalents at end of year 39,172 43,250 28,048
Supplemental disclosures of cash flow information Cash paid during the year for:      
Interest expense 4,868 4,393 4,033
Income taxes 2,400 800 200
Supplemental schedules of non-cash investing activities      
Real estate acquired through foreclosure $ 1,897 3,735 3,394
Issuance of common stock in exchange for net assets in acquisition, net of issuance costs     $ 7,939
Transfer of premises and equipment to held for sale   $ 969