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CAPITAL REQUIREMENTS (Tables)
12 Months Ended
Dec. 31, 2017
CAPITAL REQUIREMENTS  
Schedule of Company's and the Bank's actual amounts and ratios

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

To Be Well

 

 

 

 

 

 

 

 

 

 

 

 

 

Capitalized

 

 

 

 

 

 

 

 

 

 

 

 

 

Under Prompt

 

 

 

 

 

 

 

 

For Capital

 

Corrective

 

 

 

Actual

 

Adequacy Purposes

 

Action Provisions

 

 

    

Amount

    

Ratio

    

Amount

    

Ratio

    

Amount

    

Ratio

 

December 31, 2017

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital (to Risk-Weighted Assets)

 

$

101,896

 

14.9

%  

$

54,599

 

8.0

%  

 

N/A

 

N/A

 

Tier I Capital (to Risk-Weighted Assets)

 

 

94,092

 

13.8

 

 

40,949

 

6.0

 

 

N/A

 

N/A

 

Common Equity Tier 1 Capital (to Risk-Weighted Assets)

 

 

87,092

 

12.8

 

 

30,712

 

4.5

 

 

N/A

 

N/A

 

Tier I Capital (to Average Assets)

 

 

94,092

 

9.2

 

 

40,754

 

4.0

 

 

N/A

 

N/A

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Bank Only

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital (to Risk-Weighted Assets)

 

$

99,688

 

14.6

%  

$

54,581

 

8.0

%  

$

68,226

 

10.0

%

Tier I Capital (to Risk-Weighted Assets)

 

 

91,884

 

13.5

 

 

40,936

 

6.0

 

 

54,581

 

8.0

 

Common Equity Tier 1 Capital (to Risk-Weighted Assets)

 

 

91,884

 

13.5

 

 

30,702

 

4.5

 

 

44,347

 

6.5

 

Tier I Capital (to Average Assets)

 

 

91,884

 

9.0

 

 

40,669

 

4.0

 

 

50,836

 

5.0

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

December 31, 2016

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital (to Risk-Weighted Assets)

 

$

94,343

 

13.9

%  

$

54,280

 

8.0

%  

 

N/A

 

N/A

 

Tier I Capital (to Risk-Weighted Assets)

 

 

86,718

 

12.8

 

 

40,710

 

6.0

 

 

N/A

 

N/A

 

Common Equity Tier 1 Capital (to Risk-Weighted Assets)

 

 

79,718

 

11.8

 

 

30,533

 

4.5

 

 

N/A

 

N/A

 

Tier I Capital (to Average Assets)

 

 

86,718

 

8.7

 

 

39,795

 

4.0

 

 

N/A

 

N/A

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Bank Only

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Capital (to Risk-Weighted Assets)

 

$

95,118

 

14.0

%  

$

54,246

 

8.0

%  

$

67,808

 

10.0

%

Tier I Capital (to Risk-Weighted Assets)

 

 

87,493

 

12.9

 

 

40,685

 

6.0

 

 

54,246

 

8.0

 

Common Equity Tier 1 Capital (to Risk-Weighted Assets)

 

 

87,493

 

12.9

 

 

30,513

 

4.5

 

 

44,075

 

6.5

 

Tier I Capital (to Average Assets)

 

 

87,493

 

8.8

 

 

39,671

 

4.0

 

 

49,588

 

5.0