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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
Interest income      
Loans, including fees $ 30,918 $ 30,000 $ 27,064
Securities      
Taxable 4,618 3,362 2,951
Tax exempt 2,411 2,618 2,680
Trading Assets 108 153 170
Other 604 421 320
Total interest income 38,659 36,554 33,185
Interest expense      
Deposits 2,694 2,211 2,024
Repurchase agreements and other borrowings 123 108 100
Federal Home Loan Bank advances 1,697 1,620 1,579
Note payable 190 233 109
Subordinated debentures 310 254 238
Total interest expense 5,014 4,426 4,050
Net interest income 33,645 32,128 29,135
Provision for loan losses 500 1,150 1,450
Net interest income after provision for loan losses 33,145 30,978 27,685
Other income      
Service charges 5,113 5,086 4,408
Loan service fee income, net 315 71 206
Trust department income 1,183 1,086 1,056
Securities gains, net 52 287 412
Gain (loss) on trading assets, net 6 (92) (9)
Gain on sale of loans 1,727 2,098 1,488
Brokerage income 818 778 597
Debit card interchange income 3,045 2,740 2,477
Gain on sale of bank premises and equipment 1,200    
Other 349 95 849
Total other income 13,808 12,149 11,484
Other expenses      
Salaries and employee benefits 18,002 17,930 16,583
Occupancy expense 3,773 3,772 3,781
Repossession expense, net 208 401 416
FDIC insurance 349 526 576
Legal and professional fees 1,082 1,628 1,050
Data processing 1,714 1,627 1,427
Debit card expenses 1,667 1,311 1,287
Amortization 160 247 205
Advertising and marketing 726 925 1,003
Taxes other than payroll, property and income 1,188 1,134 904
Telephone 387 345 317
Postage 359 357 379
Loan fees 189 198 334
Acquisition expense     858
Other 3,269 3,384 2,687
Total other expenses 33,073 33,785 31,807
Income before income taxes 13,880 9,342 7,362
Provision for income taxes 3,163 773 530
Net income $ 10,717 $ 8,569 $ 6,832
Earnings per share:      
Basic (in dollars per share) $ 3.61 $ 2.87 $ 2.40
Diluted (in dollars per share) $ 3.61 $ 2.87 $ 2.40