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OFF-BALANCE SHEET ACTIVITIES AND COMMITMENTS (Tables)
 12 Months Ended
Dec. 31, 2016
OFF-BALANCE SHEET ACTIVITIES AND COMMITMENTS  
Schedule of financial instruments with off-balance sheet risk

Financial instruments with off-balance sheet risk were as follows at year-end (in thousands):

 

 

 

 

 

 

 

 

 

 

 

 

 

    

2016

    

 

2015

 

 

 

Fixed Rate

 

Variable Rate

 

 

Fixed Rate

 

Variable Rate

 

Unused lines of credit

$

 —

$
102,088

 

$

 —

$
96,581

 

Commitments to make loans

 
12,526

 
17,040

 

 
9,854

 
11,894

 

Letters of credit

 

 —

 
463

 

 

 —

 
805