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CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Dec. 31, 2016
Dec. 31, 2015
ASSETS    
Cash and due from banks $ 42,052 $ 26,546
Federal funds sold 1,198 1,502
Cash and cash equivalents 43,250 28,048
Interest bearing time deposits 5,029 4,874
Securities available for sale 273,770 264,212
Trading Assets 5,592 5,531
Loans held for sale 724 624
Loans 656,007 624,121
Allowance for loan losses (7,541) (6,521)
Net loans 648,466 617,600
Federal Home Loan Bank stock 7,034 7,034
Real estate owned, net 1,824 2,347
Assets held for sale 969  
Bank premises and equipment, net 14,781 16,597
Interest receivable 3,715 3,681
Mortgage servicing rights 1,321 1,277
Goodwill 14,001 14,001
Other intangible assets 529 773
Other assets 7,442 8,085
Total assets 1,028,447 974,684
Deposits    
Non-interest bearing 219,556 209,289
Time deposits, $250,000 and over 74,302 61,199
Other interest bearing 509,123 488,493
Total deposits 802,981 758,981
Repurchase agreements 20,873 18,514
Long-term Federal Home Loan Bank advances 92,500 87,833
Note payable 4,090 4,794
Subordinated debentures 7,217 7,217
Interest payable 692 659
Other liabilities 7,122 7,273
Total liabilities 935,475 885,271
Stockholders' equity    
Preferred stock, 300,000 shares authorized and unissued
Common stock, no par value; 10,000,000 shares authorized; 2,973,232 and 2,989,205 shares issued and outstanding at December 31, 2016 and December 31, 2015 20,767 20,730
Retained earnings 73,161 68,324
Accumulated other comprehensive income (loss) (956) 359
Total stockholders' equity 92,972 89,413
Total liabilities and stockholders’ equity $ 1,028,447 $ 974,684