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CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) - USD ($)
$ in Thousands
6 Months Ended
Jun. 30, 2016
Jun. 30, 2015
Cash Flows From Operating Activities    
Net income $ 3,919 $ 3,637
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 819 843
Securities amortization (accretion), net 527 494
Stock based compensation expense 80 66
Provision for loan losses 600 650
Securities available for sale gains, net (277) (251)
Net change in trading assets (173) (30)
Originations of loans held for sale (23,913) (24,562)
Proceeds from sale of loans 23,808 24,387
Losses (gains) on other real estate   59
Gain on sale of mortgage loans (756) (768)
Write-downs of other real estate, net 85 227
Changes in:    
Interest receivable 40 (362)
Other assets 714 (469)
Interest payable 34 16
Other liabilities (735) (2,165)
Net cash from operating activities 4,772 1,772
Cash Flows From Investing Activities    
Net change in interest bearing time deposits 45  
Purchases of securities, available for sale (48,094) (20,074)
Proceeds from sales of securities 21,388 9,051
Proceeds from principal payments, maturities and calls of securities 30,087 18,313
Net change in loans (29,073) (11,543)
Purchases of bank premises and equipment (547) (440)
Proceeds from the sale of other real estate 15 4,057
Net cash from investing activities (26,179) (636)
Cash Flows From Financing Activities:    
Net change in deposits (7,585) (10,853)
Net change in repurchase agreements and other borrowings 7,543 3,689
Proceeds from short-term Federal Home Loan Bank advances 30,000 15,000
Repayment of short-term Federal Home Loan Bank advances (30,000) (10,000)
Proceeds from long-term Federal Home Loan Bank advances 15,000 4,682
Repayment of long-term Federal Home Loan Bank advances (3,216) (3,050)
Repayments on note payable (99)  
Proceeds from issuance of common stock 49 2
Purchase of common stock (87) (10)
Dividends paid (1,618) (1,417)
Net cash from financing activities 9,987 (1,957)
Net change in cash and cash equivalents (11,420) (821)
Cash and cash equivalents at beginning of period 28,048 17,169
Cash and cash equivalents at end of period 16,628 16,348
Supplemental disclosures of cash flow information Cash paid during the year for:    
Interest expense 2,156 1,924
Supplemental disclosures of non-cash investing activities    
Real estate acquired through foreclosure $ 235 $ 3,334