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CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) - USD ($)
$ in Thousands
6 Months Ended
Jun. 30, 2015
Jun. 30, 2014
Cash Flows From Operating Activities    
Net Income $ 3,637 $ 3,675
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 843 904
Securities amortization (accretion), net 494 303
Stock based compensation expense 66 55
Provision for loan losses 650 200
Securities available for sale gains, net (251) (433)
Net change in trading assets (30) (5,242)
Originations of loans held for sale (24,562) (13,757)
Proceeds from sale of loans 24,387 13,883
Losses (gain) on other real estate 59 (70)
Gain on sale of mortgage loans (768) (398)
Write-downs of other real estate, net 227 10
Changes in:    
Interest receivable (362) 364
Other assets (469) 1,369
Interest payable 16 (57)
Other liabilities (2,165) (1,707)
Net cash from operating activities 1,772 (901)
Cash Flows From Investing Activities    
Purchases of securities available for sale (20,074) (34,977)
Proceeds from sales of securities 9,051 40,030
Proceeds from principal payments, sales, maturities and calls of securities 18,313 8,853
Net change in loans (11,543) (27,925)
Proceeds from redemption of Federal Home Loan Bank stock   750
Purchases of bank premises and equipment (440) (705)
Proceeds from the sale of other real estate 4,057 1,551
Net cash from investing activities (636) (12,423)
Cash Flows From Financing Activities:    
Net change in deposits (10,853) (19,991)
Net change in repurchase agreements and other borrowings 3,689 3,079
short-term advances from Federal Home Loan Bank 15,000 105,000
payment on short-term Federal Home Loan Bank advances (10,000) (85,000)
Long-term advances from Federal Home Loan Bank 4,682 6,538
Payments on long-term Federal Home Loan Bank advances (3,050) (2,971)
Proceeds from issuance of common stock 2  
Purchase of common stock (10) (91)
Dividends paid (1,417) (1,361)
Net cash from financing activities (1,957) 5,203
Net change in cash and cash equivalents (821) (8,121)
Cash and cash equivalents at beginning of period 17,169 23,160
Cash and cash equivalents at end of period 16,348 15,039
Cash paid during the year for:    
Interest expense 1,924 1,917
Income taxes   700
Supplemental disclosures of non-cash investing activities    
Real estate acquired through foreclosure $ 3,334 $ 419