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CONSOLIDATED BALANCE SHEETS(unaudited) - USD ($)
$ in Thousands
Jun. 30, 2015
Dec. 31, 2014
Assets    
Cash and due from banks $ 16,143 $ 16,771
Federal funds sold 205 398
Cash and cash equivalents 16,348 17,169
Interest bearing time deposits 1,280 1,280
Securities available for sale 237,476 246,861
Trading Assets 5,400 5,370
Mortgage loans held for sale 1,719 776
Loans 546,085 538,305
Allowance for loan losses (5,950) (6,012)
Net loans 540,135 532,293
Federal Home Loan Bank stock 5,981 5,981
Real estate owned, net 3,595 4,603
Bank premises and equipment, net 16,270 16,479
Interest receivable 3,661 3,299
Mortgage servicing rights 1,261 1,209
Goodwill 13,117 13,117
Other intangible assets 116 177
Other assets 6,595 6,595
Total assets 852,954 855,209
Deposits    
Non-interest bearing 179,909 176,743
Time deposits, $250,000 and over 55,229 52,913
Other interest bearing 408,878 425,213
Total deposits 644,016 654,869
Repurchase agreements and other borrowings 13,690 12,457
Federal funds purchased 2,456  
Short-term Federal Home Loan Bank advances 15,000 10,000
Long-term Federal Home Loan Bank advances 85,417 83,785
Subordinated debentures 7,217 7,217
Interest payable 658 642
Other liabilities 5,503 8,297
Total liabilities $ 773,957 $ 777,267
Stockholders' equity    
Preferred stock, 300,000 shares authorized and unissued    
Common stock, no par value; 10,000,000 shares authorized; 2,725,631 and 2,720,098 shares issued and outstanding on June 30, 2015 and December 31, 2014 $ 12,728 $ 12,662
Retained earnings 66,701 64,489
Accumulated other comprehensive income (loss) (432) 791
Total stockholders' equity 78,997 77,942
Total liabilities and stockholders' equity $ 852,954 $ 855,209