FAIR VALUE (Details 4) (USD $)	Dec. 31, 2014	Dec. 31, 2013
Financial Assets
Interest bearing time deposits	$ 1,280,000us-gaap_InterestBearingDepositsInBanks	$ 300,000us-gaap_InterestBearingDepositsInBanks
Trading Assets	5,370,177us-gaap_TradingSecurities
Securities	246,860,871us-gaap_AvailableForSaleSecurities	230,396,296us-gaap_AvailableForSaleSecurities
Mortgage loans held for sale	776,109us-gaap_LoansHeldForSaleMortgages	223,250us-gaap_LoansHeldForSaleMortgages
Interest receivable	3,298,631us-gaap_InterestReceivable	3,617,673us-gaap_InterestReceivable
Financial liabilities
Interest payable	641,830	735,859
Quoted Prices In Active Markets for Identical Assets (Level 1)
Financial Assets
Cash and cash equivalents	17,169,000	22,860,000
Interest bearing time deposits	1,280,000	300,000
Trading Assets	5,370,000
Securities	296,000	289,000
Financial liabilities
Deposits	470,912,000	428,239,000
Significant Other Observable Inputs (Level 2)
Financial Assets
Securities	246,565,000	230,107,000
Mortgage loans held for sale	782,000	229,000
Interest receivable	1,274,000	1,315,000
Financial liabilities
Deposits	185,429,000	191,523,000
Securities sold under agreements to repurchase and other borrowings	12,620,000	13,013,000
FHLB advances	88,373,000	52,220,000
Interest payable	633,000	727,000
Significant Unobservable Inputs (Level 3)
Financial Assets
Loans, net	535,213,000	459,796,000
Interest receivable	2,025,000	2,303,000
Financial liabilities
Subordinated debentures	7,209,000	7,217,000
Interest payable	9,000	9,000
Parent Company
Financial Assets
Securities	20,000	20,000
Carrying Value
Financial Assets
Cash and cash equivalents	17,169,000	22,860,000
Interest bearing time deposits	1,280,000	300,000
Trading Assets	5,370,000
Securities	246,861,000	230,396,000
Mortgage loans held for sale	776,000	223,000
Loans, net	532,293,000	463,214,000
FHLB stock	5,981,000	6,731,000
Interest receivable	3,299,000	3,618,000
Financial liabilities
Deposits	654,869,000	617,400,000
Securities sold under agreements to repurchase and other borrowings	12,457,000	12,867,000
FHLB advances	93,785,000	57,847,000
Subordinated debentures	7,217,000	7,217,000
Interest payable	642,000	736,000
Fair Value
Financial Assets
Cash and cash equivalents	17,169,000	22,860,000
Interest bearing time deposits	1,280,000
Trading Assets	5,370,000
Securities	246,861,000	230,396,000
Mortgage loans held for sale	782,000	229,000
Loans, net	535,213,000	459,796,000
Interest receivable	3,299,000	3,618,000
Financial liabilities
Deposits	656,341,000	619,762,000
Securities sold under agreements to repurchase and other borrowings	12,620,000	13,013,000
FHLB advances	88,373,000	52,220,000
Subordinated debentures	7,209,000	7,217,000
Interest payable	$ 642,000	$ 736,000

Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.

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