PREMISES AND EQUIPMENT (Details) (USD $)	12 Months Ended
Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Premises and equipment
Premises and equipment, gross	$ 37,026,802us-gaap_PropertyPlantAndEquipmentGross	$ 35,993,702us-gaap_PropertyPlantAndEquipmentGross
Less accumulated depreciation	(20,547,247)	(19,284,740)
Property, Plant and Equipment, Net, Total	16,479,555us-gaap_PropertyPlantAndEquipmentNet	16,708,962us-gaap_PropertyPlantAndEquipmentNet
Depreciation expense	1,285,433us-gaap_Depreciation	1,195,641us-gaap_Depreciation	1,278,740us-gaap_Depreciation
Minimum rental payments
2015	167,738
2016	167,738
2017	143,428
2018	145,580
2019	147,397
Thereafter	507,542
Total	1,279,423
Land and buildings
Premises and equipment
Premises and equipment, gross	20,235,827	19,937,331
Furniture and equipment
Premises and equipment
Premises and equipment, gross	$ 16,790,975	$ 16,056,371

Amount of accumulated depreciation, depletion and amortization for physical assets used in the normal conduct of business to produce goods and services.

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-Publisher FASB

-Name Accounting Standards Codification

-Topic 360

-SubTopic 10

-Section 50

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-Name Regulation S-X (SX)

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-Section 02

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The amount of expense recognized in the current period that reflects the allocation of the cost of tangible assets over the assets' useful lives. Includes production and non-production related depreciation.

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Amount of required minimum rental payments for leases having an initial or remaining non-cancelable letter-terms in excess of one year.

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-Publisher FASB

-Name Accounting Standards Codification

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Amount of required minimum rental payments for operating leases having an initial or remaining non-cancelable lease term in excess of one year due in the next fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.

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Amount of required minimum rental payments for operating leases having an initial or remaining non-cancelable lease term in excess of one year due in the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.

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Amount of required minimum rental payments for operating leases having an initial or remaining non-cancelable lease term in excess of one year due in the fourth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.

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Amount of required minimum rental payments for operating leases having an initial or remaining non-cancelable lease term in excess of one year due in the third fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.

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Amount of required minimum rental payments for operating leases having an initial or remaining non-cancelable lease term in excess of one year due in the second fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.

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Amount of required minimum rental payments for operating leases having an initial or remaining non-cancelable lease term in excess of one year due after the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date.

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Amount before accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.

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Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.

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