CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (Loss) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012
INTEREST INCOME:
Loans, including fees	$ 5,553	$ 5,997	$ 11,279	$ 11,859
Securities
Taxable	527	475	1,006	924
Tax exempt	681	768	1,349	1,536
Other	76	81	159	164
Total interest income	6,837	7,321	13,793	14,483
INTEREST EXPENSE:
Deposits	572	637	1,162	1,322
Repurchase agreements and other borrowings	24	12	31	25
Federal Home Loan Bank advances	164	252	330	544
Subordinated debentures	56	61	115	123
Total interest expense	816	962	1,638	2,014
Net interest income	6,021	6,359	12,155	12,469
Loan loss provision	150	550	600	1,000
Net interest income after provision	5,871	5,809	11,555	11,469
NON-INTEREST INCOME:
Service charges	1,088	1,213	2,108	2,283
Loan service fee income, net	16	(4)	(36)	83
Trust department income	183	188	360	344
Securities available for sale gains	485	111	774	271
Gain on sale of mortgage loans	514	370	1,140	848
Brokerage income	109	70	177	121
Debit card interchange income	505	482	953	927
Other	(73)	52	(46)	101
Total other income	2,827	2,482	5,430	4,978
NON-INTEREST EXPENSE:
Salaries and employee benefits	3,488	3,072	6,778	6,153
Occupancy expenses	829	777	1,547	1,486
Repossession expenses, net	(32)	191	35	520
FDIC insurance	130	145	262	286
Legal and professional fees	237	172	390	372
Data processing	340	295	688	610
Debit card expenses	245	221	468	421
Amortization	57	59	114	117
Advertising and marketing	192	176	376	352
Taxes other than payroll, property and income	222	214	447	428
Telephone	43	84	110	158
Postage	72	75	147	148
Loan fees	123	94	246	211
Other	499	510	1,013	1,031
Total other expenses	6,445	6,085	12,621	12,293
Income before taxes	2,253	2,206	4,364	4,154
Income taxes	468	428	870	758
Net income	1,785	1,778	3,494	3,396
Other Comprehensive Income (loss), net of tax:
Change in Unrealized Gains on Securities	(4,724)	1,768	(5,976)	1,277
Comprehensive Income (Loss)	$ (2,939)	$ 3,546	$ (2,482)	$ 4,673
Earnings per share
Basic (in dollars per share)	$ 0.66	$ 0.65	$ 1.29	$ 1.25
Diluted (in dollars per share)	$ 0.66	$ 0.65	$ 1.29	$ 1.25
Dividends per share (in dollars per share)	$ 0.24	$ 0.23	$ 0.48	$ 0.46