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CONSOLIDATED BALANCE SHEETS (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2013
Dec. 31, 2012
Assets    
Cash and due from banks $ 15,352 $ 31,580
Federal funds sold 161 184
Cash and cash equivalents 15,513 31,764
Securities available for sale 223,004 192,780
Mortgage loans held for sale 134 486
Loans 422,320 429,975
Allowance for loan losses (5,623) (6,047)
Net loans 416,697 423,928
Federal Home Loan Bank stock 6,731 6,731
Real estate owned, net 4,222 4,168
Bank premises and equipment, net 16,855 16,768
Interest receivable 3,846 3,946
Mortgage servicing rights 1,123 1,152
Goodwill 13,117 13,117
Other intangible assets 475 532
Other assets 5,398 5,638
Total assets 707,115 701,010
Deposits    
Non-interest bearing 147,899 144,575
Time deposits, $100,000 and over 94,524 91,948
Other interest bearing 351,930 353,902
Total deposits 594,353 590,425
Repurchase agreements and other borrowings 7,283 4,315
Federal Funds Purchased 1,479  
Federal Home Loan Bank advances 15,838 17,449
Subordinated debentures 7,217 7,217
Interest payable 610 610
Other liabilities 6,538 6,986
Total liabilities 633,318 627,002
Stockholders' equity    
Preferred stock, 300,000 shares authorized and unissued      
Common stock, no par value; 10,000,000 shares authorized; 2,724,829 and 2,719,694 shares issued and outstanding on March 31, 2013 and December 31, 2012 12,515 12,529
Retained earnings 58,251 57,196
Accumulated other comprehensive income 3,031 4,283
Total stockholders' equity 73,797 74,008
Total liabilities & stockholders' equity $ 707,115 $ 701,010