XML 56 R45.htm IDEA: XBRL DOCUMENT v3.20.2
Loans and Allowance for Loan Losses - Schedule of Activity of Gross Loans (Detail) - USD ($)
3 Months Ended 9 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Sep. 30, 2020
Sep. 30, 2019
Schedule Of Gross Real Estate And Loan Activity [Line Items]        
Gross loans, beginning balance [1]     $ 1,136,694,000  
Charge-offs, net [2] $ (16,216,000) $ (5,894,000) (28,814,000) $ (30,133,000)
Transfer to loan collateral in process of foreclosure, net (13,444,000) (6,434,000) (25,569,000) (25,884,000)
Amortization of origination costs     (4,572,000) (3,753,000)
Paid-in-kind interest     940,000 637,000
Transfer to other foreclosed property     (1,800,000)  
Gross loans, ending balance [3] 1,255,215,000   1,255,215,000  
Recreation [Member]        
Schedule Of Gross Real Estate And Loan Activity [Line Items]        
Gross loans, beginning balance [1]     689,810,000  
Transfer to loan collateral in process of foreclosure, net (2,833,000) (3,429,000) (10,615,000) (10,311,000)
Gross loans, ending balance [3] 777,093,000   777,093,000  
Home Improvement [Member]        
Schedule Of Gross Real Estate And Loan Activity [Line Items]        
Gross loans, beginning balance [1]     250,830,000  
Gross loans, ending balance [3] 318,592,000   318,592,000  
Medallion [Member]        
Schedule Of Gross Real Estate And Loan Activity [Line Items]        
Gross loans, beginning balance [1]     126,287,000  
Transfer to loan collateral in process of foreclosure, net (10,611,000) (3,005,000) (14,954,000) (15,573,000)
Gross loans, ending balance [3] 88,154,000   88,154,000  
Strategic Partnership [Member]        
Schedule Of Gross Real Estate And Loan Activity [Line Items]        
Charge-offs, net 0 0 0 0
Gross loans, ending balance [3] 7,000   7,000  
Bank Holding Company Accounting [Member]        
Schedule Of Gross Real Estate And Loan Activity [Line Items]        
Gross loans, beginning balance 1,260,594,000 1,088,475,000 1,160,855,000 1,017,882,000
Loan originations 137,091,000 130,053,000 396,446,000 366,330,000
Principal payments, sales and maturities (85,335,000) (64,552,000) (222,612,000) (187,168,000)
Charge-offs, net (16,216,000) (5,894,000) (28,814,000) (30,133,000)
Transfer to loan collateral in process of foreclosure, net (13,423,000) (6,434,000) (25,549,000) (25,884,000)
Amortization of origination costs (1,681,000) (1,364,000) (4,572,000) (3,753,000)
Amortization of loan premium (893,000) (713,000) (1,401,000) (2,886,000)
FASB origination costs 2,411,000 2,499,000 7,561,000 7,257,000
Paid-in-kind interest 306,000 212,000 940,000 637,000
Transfer to other foreclosed property (1,800,000)   (1,800,000)  
Gross loans, ending balance 1,281,054,000 1,142,282,000 1,281,054,000 1,142,282,000
Bank Holding Company Accounting [Member] | Recreation [Member]        
Schedule Of Gross Real Estate And Loan Activity [Line Items]        
Gross loans, beginning balance 786,785,000 668,540,000 713,332,000 587,038,000
Loan originations 73,534,000 82,662,000 249,383,000 248,989,000
Principal payments, sales and maturities (54,161,000) (39,068,000) (140,688,000) (112,208,000)
Charge-offs, net (850,000) (3,489,000) (10,796,000) (10,853,000)
Transfer to loan collateral in process of foreclosure, net (2,833,000) (3,429,000) (10,615,000) (10,311,000)
Amortization of origination costs (2,093,000) (1,723,000) (5,853,000) (4,743,000)
Amortization of loan premium (49,000) (59,000) (152,000) (195,000)
FASB origination costs 2,605,000 2,959,000 8,327,000 8,676,000
Gross loans, ending balance 802,938,000 706,393,000 802,938,000 706,393,000
Bank Holding Company Accounting [Member] | Home Improvement [Member]        
Schedule Of Gross Real Estate And Loan Activity [Line Items]        
Gross loans, beginning balance 282,072,000 209,549,000 247,324,000 183,155,000
Loan originations 62,515,000 42,641,000 140,693,000 102,821,000
Principal payments, sales and maturities (29,312,000) (21,096,000) (72,034,000) (54,168,000)
Charge-offs, net (65,000) (51,000) (897,000) (295,000)
Amortization of origination costs 509,000 367,000 1,406,000 1,060,000
Amortization of loan premium (81,000) (107,000) (248,000) (327,000)
FASB origination costs (196,000) (577,000) (802,000) (1,520,000)
Gross loans, ending balance 315,442,000 230,726,000 315,442,000 230,726,000
Bank Holding Company Accounting [Member] | Commercial [Member]        
Schedule Of Gross Real Estate And Loan Activity [Line Items]        
Gross loans, beginning balance 71,476,000 64,442,000 69,767,000 64,083,000
Loan originations 900,000 4,750,000 6,075,000 14,520,000
Principal payments, sales and maturities (1,318,000) (375,000) (5,422,000) (10,180,000)
Charge-offs, net 3,000 (819,000) 3,000 (819,000)
Amortization of origination costs 2,000 2,000 6,000 32,000
FASB origination costs   (3,000)   (64,000)
Paid-in-kind interest 306,000 212,000 940,000 637,000
Gross loans, ending balance 71,369,000 68,209,000 71,369,000 68,209,000
Bank Holding Company Accounting [Member] | Medallion [Member]        
Schedule Of Gross Real Estate And Loan Activity [Line Items]        
Gross loans, beginning balance 120,253,000 145,944,000 130,432,000 183,606,000
Principal payments, sales and maturities (401,000) (4,013,000) (4,180,000) (10,612,000)
Charge-offs, net (15,304,000) (1,535,000) (17,124,000) (18,166,000)
Transfer to loan collateral in process of foreclosure, net (10,590,000) (3,005,000) (14,934,000) (15,573,000)
Amortization of origination costs (99,000) (10,000) (131,000) (102,000)
Amortization of loan premium (763,000) (547,000) (1,001,000) (2,364,000)
FASB origination costs 2,000 120,000 36,000 165,000
Transfer to other foreclosed property (1,800,000)   (1,800,000)  
Gross loans, ending balance 91,298,000 $ 136,954,000 91,298,000 $ 136,954,000
Bank Holding Company Accounting [Member] | Strategic Partnership [Member]        
Schedule Of Gross Real Estate And Loan Activity [Line Items]        
Gross loans, beginning balance 8,000      
Loan originations 142,000   295,000  
Principal payments, sales and maturities (143,000)   (288,000)  
Gross loans, ending balance $ 7,000   $ 7,000  
[1] Excludes loan premiums of $5,758 resulting from purchase price accounting and $18,403 of capitalized loan origination costs.
[2] As of September 30, 2020, cumulative net charge-offs of loans and loan collateral in process of foreclosure in the medallion loan portfolio were $268,745, representing collection opportunities for the Company.
[3] Excludes loan premiums of $4,358 resulting from purchase price accounting and $21,481 of capitalized loan origination costs.