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Loans and Allowance for Credit Losses - Summary of Activity in Allowance for Loan Losses (Detail) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
Financing Receivable, Allowance for Credit Losses [Line Items]        
Allowance for credit losses - beginning balance [1] $ 83,827 $ 70,280 $ 84,235 $ 63,845
Charge-offs (18,690) (12,862) (41,689) (30,959)
Total recoveries 6,074 9,077 11,464 15,859
Net charge-offs [2] (12,616) (3,785) (30,225) (15,100)
Provision for credit losses 18,577 8,476 35,778 12,514
Allowance for credit losses - ending balance [3] 89,788 74,971 89,788 74,971
Accounting Standards Update 2016-13 [Member]        
Financing Receivable, Allowance for Credit Losses [Line Items]        
Allowance for credit losses - beginning balance 0 0 0 13,712
Recreation [Member]        
Financing Receivable, Allowance for Credit Losses [Line Items]        
Allowance for credit losses - beginning balance     57,532  
Charge-offs (14,627) (9,166) (32,728) (21,756)
Total recoveries 3,962 3,282 7,510 6,053
Allowance for credit losses - ending balance 65,140   65,140  
Home Improvement [Member]        
Financing Receivable, Allowance for Credit Losses [Line Items]        
Allowance for credit losses - beginning balance     21,019  
Charge-offs (4,063) (2,575) (8,961) (4,489)
Total recoveries 1,243 627 2,154 1,259
Allowance for credit losses - ending balance 18,388   18,388  
Commercial [Member]        
Financing Receivable, Allowance for Credit Losses [Line Items]        
Allowance for credit losses - beginning balance     4,148  
Charge-offs 0 (900) 0 (900)
Total recoveries 0 0 20 10
Allowance for credit losses - ending balance 4,861   4,861  
Taxi Medallion [Member]        
Financing Receivable, Allowance for Credit Losses [Line Items]        
Allowance for credit losses - beginning balance     1,536  
Charge-offs 0 (221) 0 (3,814)
Total recoveries 869 $ 5,168 1,780 $ 8,537
Allowance for credit losses - ending balance $ 1,399   $ 1,399  
[1] 2023 beginning balance represents allowance prior to the adoption of ASU 2016-13.
[2] As of June 30, 2024, cumulative net charge-offs of loans and loan collateral in process of foreclosure in the taxi medallion loan portfolio were $173.3 million, including $106.0 million related to loans secured by New York City taxi medallions, some of which may represent collection opportunities for the Company.
[3] As of June 30, 2024 and June 30, 2023, there were no allowance for credit losses and net charge-offs related to the strategic partnership loans.