Consolidated Balance Sheets - USD ($) $ in Thousands		Dec. 31, 2022	Dec. 31, 2021
Assets
Cash and cash equivalents	[1]	$ 33,172	$ 64,482
Federal funds sold		72,426	60,002
Investment securities		48,492	44,772
Equity investments		10,293	9,726
Loans		1,916,953	1,488,924
Allowance for loan losses	[2]	(63,845)	(50,166)
Net loans receivable		1,853,108	1,438,758
Goodwill		150,803	150,803
Loan collateral in process of foreclosure	[3]	21,819	37,430
Intangible assets, net		22,035	23,480
Property, equipment, and right-of-use lease asset, net		13,168	11,762
Accrued interest receivable		12,613	10,621
Income tax receivable		2,095	833
Other assets		19,855	20,388
Total assets		2,259,879	1,873,057
Liabilities
Deposits	[4]	1,607,110	1,250,880
Long-Term Debt	[5]	214,320	219,973
Deferred tax liabilities, net		26,753	18,210
Operating lease liabilities		8,408	9,053
Accrued interest payable		4,790	3,395
Short-Term Debt		5,000	0
Accounts payable and accrued expenses	[6]	22,974	15,718
Total liabilities		1,889,355	1,517,229
Commitments and contingencies
Stockholders’ equity
Preferred stock (1,000,000 shares of $0.01 par value stock authorized-none outstanding)		0	0
Common stock (50,000,000 shares of $0.01 par value stock authorized - 28,663,827 shares at December 31, 2022 and 28,124,629 shares at December 31, 2021 issued)		287	281
Additional paid in capital		283,663	280,038
Treasury stock (5,602,154 shares at December 31, 2022 and 2,951,243 December 31, 2021)		(45,538)	(24,919)
Accumulated other comprehensive income (loss)		(3,349)	1,034
Retained earnings		66,673	30,606
Total stockholders’ equity		301,736	287,040
Non-controlling interest in consolidated subsidiaries		68,788	68,788
Total equity		370,524	355,828
Total liabilities and equity		$ 2,259,879	$ 1,873,057
Number of shares outstanding		23,061,673	25,173,386
Book value per share		$ 13.08	$ 11.40

[1] Includes no restricted cash requirement as of December 31, 2022 and restricted cash of $3.0 million as of December 31, 2021.

[2] As of December 31, 2022 and 2021, there was no allowance for loan losses and net charge-offs related to the strategic partnership loans.

[3] Includes financed sales of this collateral to third parties that are reported separately from the loan portfolio, and that are conducted by the Bank of $7.5 million and $7.4 million as of December 31, 2022 and 2021.

[4] Includes $3.8 million and $3.2 million of deferred financing costs as of December 31, 2022 and 2021. Refer to Note 5 for more details.

[5] Includes $3.2 million and $4.0 million of deferred financing costs as of December 31, 2022 and 2021. Refer to Note 5 for more details.

[6] Includes the short-term portion of lease liabilities of $2.2 million and $2.2 million as of December 31, 2022 and 2021. Refer to Note 6 for more details.