XML 56 R46.htm IDEA: XBRL DOCUMENT v3.22.2
Loans and Allowance for Loan Losses - Summary of Inclusive Capitalized Loans (Detail) - USD ($)
$ in Thousands
6 Months Ended 12 Months Ended
Jun. 30, 2022
Dec. 31, 2021
Mar. 31, 2022
Jun. 30, 2021
Mar. 31, 2021
Dec. 31, 2020
Student Loan Portfolio By Program [Line Items]            
Total gross loans $ 1,702,831 $ 1,461,622 [1]        
Allowance for loan losses (59,152) [2],[3] (50,166) $ (50,686) $ (46,946) [2],[3] $ (57,809) $ (57,548)
Net loans receivable 1,675,469 1,438,758   1,293,621    
Bank Holding Company Accounting [Member]            
Student Loan Portfolio By Program [Line Items]            
Total gross loans 1,734,621 1,488,924 1,569,441 1,340,567 1,259,215 1,229,838
Allowance for loan losses 59,152 50,166        
Net loans receivable $ 1,675,469 $ 1,438,758        
Percentage of total gross loans 100.00% 100.00%        
Recreation [Member]            
Student Loan Portfolio By Program [Line Items]            
Total gross loans $ 1,062,573 $ 931,859 [1]        
Allowance for loan losses (37,772) (32,435)        
Recreation [Member] | Bank Holding Company Accounting [Member]            
Student Loan Portfolio By Program [Line Items]            
Total gross loans $ 1,096,670 $ 961,320 1,004,091 886,206 822,932 792,686
Percentage of total gross loans 63.00% 65.00%        
Home Improvement [Member]            
Student Loan Portfolio By Program [Line Items]            
Total gross loans $ 528,585 $ 438,931 [1]        
Allowance for loan losses (9,234) (7,356)        
Home Improvement [Member] | Bank Holding Company Accounting [Member]            
Student Loan Portfolio By Program [Line Items]            
Total gross loans $ 526,278 $ 436,772 473,408 368,257 342,121 334,033
Percentage of total gross loans 30.00% 29.00%        
Commercial [Member]            
Student Loan Portfolio By Program [Line Items]            
Allowance for loan losses $ (2,720) $ (1,141)        
Commercial [Member] | Bank Holding Company Accounting [Member]            
Student Loan Portfolio By Program [Line Items]            
Total gross loans $ 96,928 $ 76,696 77,867 69,520 58,854 65,327
Percentage of total gross loans 6.00% 5.00%        
Medallion [Member]            
Student Loan Portfolio By Program [Line Items]            
Total gross loans $ 14,152 $ 14,046 [1]        
Allowance for loan losses (9,426) (9,234)        
Medallion [Member] | Bank Holding Company Accounting [Member]            
Student Loan Portfolio By Program [Line Items]            
Total gross loans $ 14,152 $ 14,046 13,849 16,514 35,250 37,768
Percentage of total gross loans 1.00% 1.00%        
Strategic Partnership [Member]            
Student Loan Portfolio By Program [Line Items]            
Total gross loans $ 593 $ 90 [1]        
Strategic Partnership [Member] | Bank Holding Company Accounting [Member]            
Student Loan Portfolio By Program [Line Items]            
Total gross loans $ 593 $ 90 $ 226 $ 70 $ 58 $ 24
[1] Excludes loan premiums of $0.5 million and $26.8 million of capitalized loan origination costs.
[2] As of June 30, 2022 and June 30, 2021, there were no allowance for loan losses and net charge-offs related to the strategic partnership loans.
[3] As of June 30, 2022, cumulative net charge-offs of loans and loan collateral in process of foreclosure in the medallion loan portfolio were $252.1 million, some of which may represent collection opportunities for the Company.