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Loans and Allowance for Loan Losses - Summary of Inclusive Capitalized Loans (Detail) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2022
Dec. 31, 2021
Mar. 31, 2021
Dec. 31, 2020
Student Loan Portfolio By Program [Line Items]        
Total gross loans $ 1,540,642 [1] $ 1,461,622 [2]    
Allowance for loan losses (50,686) [3] (50,166) $ (57,809) [3] $ (57,548)
Net loans receivable 1,518,755 1,438,758    
Bank Holding Company Accounting [Member]        
Student Loan Portfolio By Program [Line Items]        
Total gross loans 1,569,441 1,488,924 1,259,215 1,229,838
Allowance for loan losses 50,686 50,166    
Net loans receivable $ 1,518,755 $ 1,438,758    
Percentage of total gross loans 100.00% 100.00%    
Recreation [Member]        
Student Loan Portfolio By Program [Line Items]        
Total gross loans $ 973,172 [1] $ 931,859 [2]    
Allowance for loan losses (32,558) (32,435)    
Recreation [Member] | Bank Holding Company Accounting [Member]        
Student Loan Portfolio By Program [Line Items]        
Total gross loans $ 1,004,091 $ 961,320 822,932 792,686
Percentage of total gross loans 64.00% 65.00%    
Home Improvement [Member]        
Student Loan Portfolio By Program [Line Items]        
Total gross loans $ 475,527 [1] $ 438,931 [2]    
Allowance for loan losses (8,059) (7,356)    
Home Improvement [Member] | Bank Holding Company Accounting [Member]        
Student Loan Portfolio By Program [Line Items]        
Total gross loans $ 473,408 $ 436,772 342,121 334,033
Percentage of total gross loans 30.00% 29.00%    
Commercial [Member]        
Student Loan Portfolio By Program [Line Items]        
Allowance for loan losses $ (828) $ (1,141)    
Commercial [Member] | Bank Holding Company Accounting [Member]        
Student Loan Portfolio By Program [Line Items]        
Total gross loans $ 77,867 $ 76,696 58,854 65,327
Percentage of total gross loans 5.00% 5.00%    
Medallion [Member]        
Student Loan Portfolio By Program [Line Items]        
Total gross loans $ 13,850 [1] $ 14,046 [2]    
Allowance for loan losses (9,241) (9,234)    
Medallion [Member] | Bank Holding Company Accounting [Member]        
Student Loan Portfolio By Program [Line Items]        
Total gross loans $ 13,849 $ 14,046 35,250 37,768
Percentage of total gross loans 1.00% 1.00%    
Strategic Partnership [Member]        
Student Loan Portfolio By Program [Line Items]        
Total gross loans $ 226 [1] $ 90 [2]    
Strategic Partnership [Member] | Bank Holding Company Accounting [Member]        
Student Loan Portfolio By Program [Line Items]        
Total gross loans $ 226 $ 90 $ 58 $ 24
Percentage of total gross loans 0.00%    
[1] Excludes loan premiums of $0.4 million and $28.4 million of capitalized loan origination costs.

 December 31, 2021

 

Days Past Due

 

 

 

 

 

 

 

 

 

 

 

Recorded
Investment
90 Days and

 

(Dollars in thousands)

 

30-59

 

 

60-89

 

 

90 +

 

 

Total

 

 

Current

 

 

Total (1)

 

 

Accruing

 

Recreation

 

$

20,037

 

 

$

6,569

 

 

$

3,818

 

 

$

30,424

 

 

$

901,435

 

 

$

931,859

 

 

$

 

Home improvement

 

 

1,517

 

 

 

479

 

 

 

132

 

 

 

2,128

 

 

 

436,803

 

 

 

438,931

 

 

 

 

Commercial

 

 

1,795

 

 

 

 

 

 

74

 

 

 

1,869

 

 

 

74,827

 

 

 

76,696

 

 

 

 

Medallion

 

 

215

 

 

 

7,125

 

 

 

 

 

 

7,340

 

 

 

6,706

 

 

 

14,046

 

 

 

 

Strategic partnership

 

 

 

 

 

 

 

 

 

 

 

 

 

 

90

 

 

 

90

 

 

 

 

Total

 

$

23,564

 

 

$

14,173

 

 

$

4,024

 

 

$

41,761

 

 

$

1,419,861

 

 

$

1,461,622

 

 

$

 

[2] Excludes loan premiums of $0.5 million and $26.8 million of capitalized loan origination costs.
[3] As of March 31, 2022 and March 31, 2021, there was no allowance for loan losses and net charge-offs related to the strategic partnership loans.