Consolidated Balance Sheets - USD ($) $ in Thousands		Dec. 31, 2021	Dec. 31, 2020
Assets
Cash and cash equivalents	[1]	$ 64,482	$ 54,743
Federal funds sold		60,002	57,297
Investment securities		44,772	46,792
Equity investments		9,726	9,746
Loans		1,488,924	1,229,838
Allowance for loan losses	[2]	(50,166)	(57,548)
Net loans receivable		1,438,758	1,172,290
Goodwill		150,803	150,803
Loan collateral in process of foreclosure	[3]	37,430	54,560
Intangible assets, net		23,480	51,090
Property, equipment, and right-of-use lease asset, net		11,762	12,404
Accrued interest receivable		10,621	10,338
Income tax receivable		833	1,757
Other assets		20,388	20,591
Total assets		1,873,057	1,642,411
Liabilities
Deposits	[4]	1,250,880	1,065,398
Long-term Debt	[5]	219,973	153,718
Deferred tax liabilities, net		18,210	807
Operating lease liabilities		9,053	11,018
Accrued interest payable		3,395	4,673
Short-term borrowings		0	87,334
Accounts payable and accrued expenses	[6]	15,718	14,902
Total liabilities		1,517,229	1,337,850
Commitments and contingencies
Stockholders’ equity
Preferred stock (1,000,000 shares of $0.01 par value stock authorized-none outstanding)		0	0
Common stock (50,000,000 shares of $0.01 par value stock authorized- XX shares at December 31, 2021 and 27,828,871 shares at December 31, 2020 issued)		281	278
Additional paid in capital		280,038	277,539
Treasury stock (2,951,243 shares at December 31, 2021 and December 31, 2020)		(24,919)	(24,919)
Accumulated other comprehensive income (loss)		1,034	2,012
Retained earnings (accumulated deficit)		30,606	(23,502)
Total stockholders’ equity		287,040	231,408
Non-controlling interest in consolidated subsidiaries		68,788	73,153
Total equity		355,828	304,561
Total liabilities and equity		$ 1,873,057	$ 1,642,411
Number of shares outstanding		25,173,386	24,877,628
Book value per share		$ 11.40	$ 9.30

[1] Includes restricted cash of $3.0 million as of December 31, 2021 and 2020.

[2] As of December 31, 2021 and 2020, there was no allowance for loan losses and net charge-offs related to the strategic partnership loans.

[3] Includes financed sales of this collateral to third parties that are reported separately from the loan portfolio, and that are conducted by the Bank of $7.4 million and $3.5 million as of December 31, 2021 and 2020.

[4] Includes $3.2 million and $2.7 million of deferred financing costs as of December 31, 2021 and 2020. Refer to Note 5 for more details.

[5] Includes $4.0 million and $3.1 million of deferred financing costs as of December 31, 2021 and 2020. Refer to Note 5 for more details.

[6] Includes the short-term portion of lease liabilities of $2.2 million and $2.0 million as of December 31, 2021 and 2020. Refer to Note 6 for more details.