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Prospectus and Statement of Additional Information Supplement dated May 1, 2009* ------------------------------------------ PRODUCT FORM # ------------------------------------------ PRODUCT NAME NATIONAL NEW YORK ------------------------------------------------------------------------------------------------------------- RIVERSOURCE RETIREMENT ADVISOR VARIABLE ANNUITY((R)) S-6467 N (5/09) S-6471 L (5/09) ------------------------------------------------------------------------------------------------------------- RIVERSOURCE RETIREMENT ADVISOR VARIABLE ANNUITY((R)) -- BAND 3 S-6477 N (5/09) ------------------------------------------------------------------------------------------------------------- RIVERSOURCE RETIREMENT ADVISOR ADVANTAGE((R)) VARIABLE S-6406 M (5/09) S-6410 J (5/09) ANNUITY/RIVERSOURCE RETIREMENT ADVISOR SELECT((R)) VARIABLE ANNUITY ------------------------------------------------------------------------------------------------------------- RIVERSOURCE RETIREMENT ADVISOR ADVANTAGE((R)) PLUS VARIABLE S-6273 M (5/09) S-6362 J (5/09) ANNUITY/RIVERSOURCE RETIREMENT ADVISOR SELECT((R)) PLUS VARIABLE ANNUITY ------------------------------------------------------------------------------------------------------------- RIVERSOURCE RETIREMENT ADVISOR ADVANTAGE((R)) VARIABLE S-6407 H (5/09) ANNUITY -- BAND 3 ------------------------------------------------------------------------------------------------------------- RIVERSOURCE RETIREMENT ADVISOR 4 ADVANTAGE((R)) VARIABLE S-6503 G (9/09) S-6504 G (9/09) ANNUITY/RIVERSOURCE RETIREMENT ADVISOR 4 SELECT((R)) VARIABLE ANNUITY/RIVERSOURCE RETIREMENT ADVISOR 4 ACCESS((R)) VARIABLE ANNUITY -------------------------------------------------------------------------------------------------------------
The information in this supplement updates and amends certain information contained in the variable annuity contract prospectuses listed above. Please read it carefully and keep it with your variable annuity contract prospectuses. Effective May 1, 2009, AllianceBernstein VPS Global Technology Portfolio (Class B) changed its name to AllianceBernstein VPS Global Thematic Growth Portfolio (Class B). The following information has been replaced in the table under "Total annual operating expenses for each fund" section of the prospectus: TOTAL ANNUAL OPERATING EXPENSES FOR EACH FUND:
GROSS TOTAL MANAGEMENT 12b-1 OTHER ACQUIRED FUND FEES ANNUAL FEES FEES EXPENSES AND EXPENSES EXPENSES AllianceBernstein VPS Global Thematic Growth Portfolio 0.75% 0.25% 0.29% --% 1.29%((1)) (Class B) (previously AllianceBernstein VPS Global Technology Portfolio (Class B))
(1) The expense information in the table has been restated to reflect current expenses as of February 28, 2009 based on lower assets under management. THIS SUPPLEMENT SHOULD BE RETAINED WITH THE CURRENT PROSPECTUS FOR YOUR PRODUCT. -------------------------------------------------------------------------------- S-6503-16 A (5/09) * Valid until next prospectus update