SUPPLEMENT DATED AUG. 8, 2007*
                             TO THE PROSPECTUS FOR
        RIVERSOURCE RETIREMENT ADVISOR 4 ADVANTAGE(SM) VARIABLE ANNUITY/
         RIVERSOURCE RETIREMENT ADVISOR 4 SELECT(SM) VARIABLE ANNUITY/
  RIVERSOURCE RETIREMENT ADVISOR 4 ACCESS(SM) VARIABLE ANNUITY S-6503 D (5/07)

The information in this supplement updates and amends certain information
contained in the variable annuity contract prospectus listed above. Please read
it carefully and keep it with your variable annuity contract prospectus.

EFFECTIVE ON AUG. 17, 2007:

The footnote on pgs. 7, 20 and 25 of the prospectus, describing the ten-year
surrender charge schedule for certain states, has been replaced with the
following:

     * In Alaska, Arizona, Colorado, Connecticut, Georgia, Hawaii, Illinois,
     Iowa, Michigan, Minnesota, Mississippi, Montana, New Jersey, North
     Carolina, Oregon, Utah and Washington, the ten-year surrender charge
     schedule is 8% for years 0-2, 7% for year 3 and declining by 1% each year
     thereafter until it is 0% for years 10+. For contracts issued in Alabama
     and Massachusetts, surrender charges are waived after the tenth contract
     anniversary.

The footnote (3) on pg. 13 of the prospectus, describing expenses in certain
states, has been replaced with the following:

     (3 In Alaska, Arizona, Colorado, Connecticut, Georgia, Hawaii, Illinois,
     Iowa, Michigan, Minnesota, Mississippi, Montana, New Jersey, North
     Carolina, Oregon, Utah and Washington, your expenses would be slightly
     lower due to the modified ten-year surrender charge schedule.

THIS SUPPLEMENT SHOULD BE RETAINED WITH THE CURRENT PROSPECTUS FOR YOUR PRODUCT.
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S-6503-11 A (8/07)

* Destroy date: Sept. 10, 2007.