-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, Q9yTfi05yjcGn8/Z8U37v3/24sKIE4bFNJmGErSKf7oW6RKisAL+FWJ9Ro4KA/H5 sOvm8LK0npUTA5H8Kl5dlw== 0000950123-10-090511.txt : 20101001 0000950123-10-090511.hdr.sgml : 20101001 20100930180640 ACCESSION NUMBER: 0000950123-10-090511 CONFORMED SUBMISSION TYPE: 497 PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20101001 DATE AS OF CHANGE: 20100930 EFFECTIVENESS DATE: 20101001 FILER: COMPANY DATA: COMPANY CONFORMED NAME: RIVERSOURCE VARIABLE ACCOUNT 10 CENTRAL INDEX KEY: 0001000191 IRS NUMBER: 000000000 STATE OF INCORPORATION: MN FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 497 SEC ACT: 1933 Act SEC FILE NUMBER: 333-79311 FILM NUMBER: 101100175 BUSINESS ADDRESS: STREET 1: 50605 AMERIPRISE FINANCIAL CENTER STREET 2: H27/5229 CITY: MINNEAPOLIS STATE: MN ZIP: 55474 BUSINESS PHONE: 6126784177 MAIL ADDRESS: STREET 1: 50605 AMERIPRISE FINANCIAL CENTER STREET 2: H27/5229 CITY: MINNEAPOLIS STATE: MN ZIP: 55474 FORMER COMPANY: FORMER CONFORMED NAME: IDS LIFE VARIABLE ACCOUNT 10 DATE OF NAME CHANGE: 19950906 0001000191 S000003522 RIVERSOURCE VARIABLE ACCOUNT 10 C000034183 RiverSource Retirement Advisor 4 Advantage VA/RiverSource Retirement Advisor 4 Select VA/RiverSource Retirement Advisor 4 Access VA C000090547 RAVA 5 Advantage Variable Annuity C000090548 RAVA 5 Select Variable Annuity C000090549 RAVA 5 Access Variable Annuity 497 1 c60177b5e497.txt 497 . . .
Prospectus Supplement dated Oct. 4, 2010* ------------------------------------------ PROSPECTUS FORM # ------------------------------------------ PRODUCT NAME NATIONAL NEW YORK - ------------------------------------------------------------------------------------------------------------- RIVERSOURCE(R) FLEXCHOICE SELECT VARIABLE ANNUITY 45307 L (4/10) 274320 F (7/10) - ------------------------------------------------------------------------------------------------------------- RIVERSOURCE(R) INNOVATIONS SELECT VARIABLE ANNUITY 45304 L (4/10) 45313 P (7/10) - ------------------------------------------------------------------------------------------------------------- RIVERSOURCE(R) SIGNATURE SELECT VARIABLE ANNUITY 45300 L (4/10) - ------------------------------------------------------------------------------------------------------------- RIVERSOURCE(R) BUILDER SELECT VARIABLE ANNUITY 45303 L (4/10) - ------------------------------------------------------------------------------------------------------------- RIVERSOURCE(R) RAVA 5 ADVANTAGE(SM) VARIABLE ANNUITY/RAVA 5 140463 L (7/10) 140464 A (7/10) SELECT(SM) VARIABLE ANNUITY/RAVA 5 ACCESS(SM) VARIABLE ANNUITY - ------------------------------------------------------------------------------------------------------------- RIVERSOURCE RETIREMENT ADVISOR 4 ADVANTAGE(R) VARIABLE ANNUITY/ S-6503 H (4/10) S-6504 H (4/10) RIVERSOURCE RETIREMENT ADVISOR 4 SELECT(R) VARIABLE ANNUITY/RIVERSOURCE RETIREMENT ADVISOR 4 ACCESS(R) VARIABLE ANNUITY - -------------------------------------------------------------------------------------------------------------
This information in this supplement updates and amends certain information contained in your current variable annuity product prospectuses. Please read it carefully and keep it with your variable annuity contract product prospectuses. FOR CONTRACTS PURCHASED ON OR AFTER OCTOBER 4, 2010, THE FOLLOWING CHANGES APPLY: I. FOR RIVERSOURCE FLEXCHOICE SELECT VARIABLE ANNUITY, RIVERSOURCE INNOVATIONS SELECT VARIABLE ANNUITY, RIVERSOURCE SIGNATURE SELECT VARIABLE ANNUITY AND RIVERSOURCE BUILDER SELECT VARIABLE ANNUITY, THE CURRENT ANNUAL FEE FOR THE ACCUMULATION PROTECTOR BENEFIT RIDER WILL INCREASE FROM 1.10% TO 1.50% AND THE FOLLOWING CHANGES ARE MADE TO THE PROSPECTUSES: UNDER "EXPENSE SUMMARY -- OPTIONAL LIVING BENEFITS" SECTION OF THE PROSPECTUS, THE FOLLOWING REPLACES FEES FOR THE ACCUMULATION PROTECTOR BENEFIT RIDER: ACCUMULATION PROTECTOR BENEFIT((R)) RIDER FEE MAXIMUM: CURRENT: 1.75% 1.50%(1)
(Charged annually on the contract anniversary as a percentage of the contract value or the minimum contract accumulation value, whichever is greater.) (1) For contract applications signed prior to Oct. 4, 2010, the following charges apply:
APPLICATION SIGNED DATE CURRENT CHARGE Before Jan. 26, 2009 0.55% Jan. 26, 2009 -- May 30, 2009 0.80% May 3, 2010 -- July 18, 2010 0.95% July 19, 2010 -- Oct. 3, 2010 1.10%
UNDER "CHARGES -- OPTIONAL LIVING BENEFIT CHARGES -- CURRENTLY OFFERED -- ACCUMULATION PROTECTOR BENEFIT RIDER FEE" SECTION OF THE PROSPECTUS, THE FOLLOWING REPLACES THE FIRST SENTENCE IN THE FIRST PARAGRAPH: We deduct an annual charge of 1.50%(1) of the greater of your contract value or the minimum contract accumulation value on your contract anniversary for this optional benefit only if you select it. (1) For contract applications signed prior to Oct. 4, 2010, the following charges apply:
APPLICATION SIGNED DATE CURRENT CHARGE Before Jan. 26, 2009 0.55% Jan. 26, 2009 -- May 30, 2009 0.80% May 3, 2010 -- July 18, 2010 0.95% July 19, 2010 -- Oct. 3, 2010 1.10%
THIS SUPPLEMENT SHOULD BE READ AND RETAINED FOR FUTURE REFERENCE. - -------------------------------------------------------------------------------- 45307-16 A (10/10) * Valid until next prospectus update. II. FOR RIVERSOURCE RAVA 5 ADVANTAGE VARIABLE ANNUITY/RAVA 5 SELECT VARIABLE ANNUITY/RAVA 5 ACCESS VARIABLE ANNUITY, THE CURRENT ANNUAL FEE FOR THE ACCUMULATION PROTECTOR BENEFIT RIDER WILL INCREASE FROM 1.25% TO 1.50% AND THE FOLLOWING CHANGES ARE MADE TO THE PROSPECTUS: UNDER "EXPENSE SUMMARY -- OPTIONAL LIVING BENEFITS" SECTION OF THE PROSPECTUS, THE FOLLOWING REPLACES FEES FOR THE ACCUMULATION PROTECTOR BENEFIT RIDER: ACCUMULATION PROTECTOR BENEFIT((R)) RIDER FEE MAXIMUM: CURRENT: 1.75% 1.50%(1)
(Charged annually on the contract anniversary as a percentage of the contract value or the minimum contract accumulation value, whichever is greater.) (1) For contract applications signed prior to Oct. 4, 2010, the current fee is 1.25%. UNDER "CHARGES -- OPTIONAL LIVING BENEFIT CHARGES -- CURRENTLY OFFERED -- ACCUMULATION PROTECTOR BENEFIT RIDER FEE" SECTION OF THE PROSPECTUS, THE FOLLOWING REPLACES THE FIRST SENTENCE IN THE FIRST PARAGRAPH: We deduct an annual charge of 1.50%(1) of the greater of your contract value or the minimum contract accumulation value on your contract anniversary for this optional benefit only if you select it. (1) For contract applications signed prior to Oct. 4, 2010, the current fee is 1.25%. III. FOR RIVERSOURCE RETIREMENT ADVISOR 4 ADVANTAGE(R) VARIABLE ANNUITY/ RIVERSOURCE RETIREMENT ADVISOR 4 SELECT(R) VARIABLE ANNUITY / RIVERSOURCE RETIREMENT ADVISOR 4 ACCESS(R) VARIABLE ANNUITY, THE CURRENT ANNUAL FEE FOR THE ACCUMULATION BENEFIT RIDER WILL INCREASE FROM 1.25% TO 1.50% AND THE FOLLOWING CHANGES ARE MADE TO THE PROSPECTUS: UNDER "EXPENSE SUMMARY -- OPTIONAL LIVING BENEFITS" SECTION OF THE PROSPECTUS, THE FOLLOWING REPLACES FEES FOR THE ACCUMULATION BENEFIT RIDER: ACCUMULATION BENEFIT((R)) RIDER FEE MAXIMUM: CURRENT: 2.50% 1.50%(1)
(Charged annually on the contract anniversary as a percentage of the contract value or the minimum contract accumulation value, whichever is greater.) (1) For contracts purchased prior to Oct. 4, 2010, the following charges apply:
CONTRACT PURCHASE DATE CURRENT CHARGE Before Jan. 26, 2009 0.60% Jan. 26, 2009 -- May 30, 2009 0.80% Nov. 30, 2009 -- Oct. 3, 2010 1.25%
UNDER "CHARGES -- OPTIONAL LIVING BENEFIT CHARGES -- CURRENTLY OFFERED -- ACCUMULATION BENEFIT RIDER FEE" SECTION OF THE PROSPECTUS, THE FOLLOWING REPLACES THE FIRST SENTENCE IN THE FIRST PARAGRAPH: We deduct an annual charge of 1.50%(1) of the greater of your contract value or the minimum contract accumulation value on your contract anniversary for this optional benefit only if you select it. (1) For contracts purchased prior to Oct. 4, 2010, the following charges apply:
CONTRACT PURCHASE DATE CURRENT CHARGE Before Jan. 26, 2009 0.60% Jan. 26, 2009 -- May 30, 2009 0.80% Nov. 30, 2009 -- Oct. 3, 2010 1.25%
45307-16 A (10/10) -----END PRIVACY-ENHANCED MESSAGE-----