497 1 c59903fe497.txt 497 . . .
Prospectus Supplement dated September 1, 2010* ------------------------------------------ PROSPECTUS FORM # ------------------------------------------ PRODUCT NAME NATIONAL NEW YORK ------------------------------------------------------------------------------------------------------------- RIVERSOURCE(R) FLEXIBLE PORTFOLIO ANNUITY S-6161 V (4/10) S-6163 T (4/10) ------------------------------------------------------------------------------------------------------------- RIVERSOURCE RETIREMENT ADVISOR ADVANTAGE(R) VARIABLE ANNUITY/ S-6406 N (4/10) S-6410 K (4/10) RIVERSOURCE RETIREMENT ADVISOR SELECT(R) VARIABLE ANNUITY ------------------------------------------------------------------------------------------------------------- RIVERSOURCE RETIREMENT ADVISOR(R) VARIABLE ANNUITY S-6467 P (4/10) S-6471 M (4/10) ------------------------------------------------------------------------------------------------------------- RIVERSOURCE RETIREMENT ADVISOR ADVANTAGE(R) PLUS VARIABLE S-6273 N (4/10) S-6362 K (4/10) ANNUITY/ RIVERSOURCE RETIREMENT ADVISOR SELECT(R) PLUS VARIABLE ANNUITY ------------------------------------------------------------------------------------------------------------- RIVERSOURCE(R) ACCESSCHOICE SELECT VARIABLE ANNUITY 273416 L (4/10) ------------------------------------------------------------------------------------------------------------- RIVERSOURCE(R) ENDEAVOR SELECT VARIABLE ANNUITY 273417 L (4/10) 273480 M (4/10) ------------------------------------------------------------------------------------------------------------- RIVERSOURCE(R) FLEXCHOICE SELECT VARIABLE ANNUITY 45307 L (4/10) ------------------------------------------------------------------------------------------------------------- RIVERSOURCE(R) INNOVATIONS CLASSIC SELECT VARIABLE ANNUITY 45312 K (4/10) ------------------------------------------------------------------------------------------------------------- RIVERSOURCE(R) INNOVATIONS SELECT VARIABLE ANNUITY 45304 L (4/10) 45313 P (7/10) ------------------------------------------------------------------------------------------------------------- RIVERSOURCE(R) SIGNATURE ONE SELECT VARIABLE ANNUITY 45301 L (4/10) ------------------------------------------------------------------------------------------------------------- RIVERSOURCE(R) SIGNATURE SELECT VARIABLE ANNUITY 45300 L (4/10) ------------------------------------------------------------------------------------------------------------- RIVERSOURCE(R) PINNACLE VARIABLE ANNUITY 44179 R (4/10) ------------------------------------------------------------------------------------------------------------- RIVERSOURCE(R) GALAXY PREMIER VARIABLE ANNUITY 45211 P (4/10) ------------------------------------------------------------------------------------------------------------- RIVERSOURCE(R) NEW SOLUTIONS VARIABLE ANNUITY 240355 P (4/10) ------------------------------------------------------------------------------------------------------------- RIVERSOURCE(R) FLEXCHOICE VARIABLE ANNUITY 45271 M (4/10) ------------------------------------------------------------------------------------------------------------- RIVERSOURCE(R) INNOVATIONS VARIABLE ANNUITY 45273 P (4/10) ------------------------------------------------------------------------------------------------------------- RIVERSOURCE(R) INNOVATIONS CLASSIC VARIABLE ANNUITY 45281 N (4/10) ------------------------------------------------------------------------------------------------------------- WELLS FARGO ADVANTAGE CHOICE(SM) VARIABLE ANNUITY 45270 L (4/10) ------------------------------------------------------------------------------------------------------------- WELLS FARGO ADVANTAGE(R) VARIABLE ANNUITY 44223 R (4/10) ------------------------------------------------------------------------------------------------------------- WELLS FARGO ADVANTAGE BUILDER(R) VARIABLE ANNUITY 44224 R (4/10) ------------------------------------------------------------------------------------------------------------- RIVERSOURCE(R) VARIABLE UNIVERSAL LIFE IV/RIVERSOURCE(R) S-6418 M (4/10) S-6419 N (4/10) VARIABLE UNIVERSAL LIFE IV-ESTATE SERIES ------------------------------------------------------------------------------------------------------------- RIVERSOURCE(R) VARIABLE UNIVERSAL LIFE INSURANCE S-6194 AL (4/10) S-6171 AM (4/10) ------------------------------------------------------------------------------------------------------------- RIVERSOURCE(R) VARIABLE UNIVERSAL LIFE III S-6189 AC (4/10) ------------------------------------------------------------------------------------------------------------- RIVERSOURCE SUCCESSION SELECT(R) VARIABLE LIFE INSURANCE S-6202 N (4/10) S-6203 M (4/10) -------------------------------------------------------------------------------------------------------------
THIS SUPPLEMENT SHOULD BE READ AND RETAINED FOR FUTURE REFERENCE. -------------------------------------------------------------------------------- S-6503-26 A (9/10) * Valid until next prospectus update. This supplement describes proposed changes to certain investment options offered under certain variable life insurance policies and variable annuity contracts (the "Contracts"). Please retain this supplement with your Prospectus for future reference. I. Effective September 1, 2010, Putnam VT New Opportunities Fund -- Class IA Shares will change its name to Putnam VT Multi-Cap Growth Fund -- Class IA Shares. The following information has been replaced in the table under "The Variable Account and the Funds" section of the prospectus:
-------------------------------------------------------------------------------------------------------- FUND NAME INVESTMENT OBJECTIVE AND POLICIES INVESTMENT ADVISER -------------------------------------------------------------------------------------------------------- Putnam VT Multi-Cap Seeks long-term capital appreciation. Putnam Investment Management, Growth LLC Fund -- Class IA Shares (previously Putnam VT New Opportunities Fund -- Class IA Shares) --------------------------------------------------------------------------------------------------------
II. Effective September 24, 2010, Putnam VT Vista Fund -- Class IB Shares will merge into Putnam VT Multi-Cap Growth Fund -- Class IB Shares. Upon the merger, the Putnam VT Multi-Cap Growth Fund -- Class IB Shares is added as an investment option under your contract. The following information has been added to the table under "Expense Summary -- Annual Operating Expenses of the Funds" section of the prospectus: TOTAL ANNUAL OPERATING EXPENSES FOR EACH FUND* (Before fee waivers and/or expense reimbursements, if applicable, as a percentage of average daily net assets)
----------------------------------------------------------------------------------------------------------------------------------- MANAGEMENT FEES 12B-1 FEES OTHER EXPENSES ----------------------------------------------------------------------------------------------------------------------------------- Putnam VT Multi-Cap Growth Fund -- Class IB Shares 0.56% 0.25% 0.17% ----------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------- ACQUIRED FUND FEES GROSS TOTAL ANNUAL AND EXPENSES** EXPENSES ------------------------------------------------------------------------------------------------------------- Putnam VT Multi-Cap Growth Fund -- Class IB Shares --% 0.98% -------------------------------------------------------------------------------------------------------------
The following information has been added to the table under "The Variable Account and the Funds" section of the prospectus:
-------------------------------------------------------------------------------------------------------- FUND NAME INVESTMENT OBJECTIVE AND POLICIES INVESTMENT ADVISER -------------------------------------------------------------------------------------------------------- Putnam VT Multi-Cap Seeks long-term capital appreciation. Putnam Investment Management, Growth LLC Fund -- Class IB Shares --------------------------------------------------------------------------------------------------------
S-6503-26 A (9/10)