497 1 c58282ee497.txt 497 . . .
Prospectus Supplement dated June 1, 2010* ------------------------------------------ PROSPECTUS FORM # ------------------------------------------ PRODUCT NAME NATIONAL NEW YORK ------------------------------------------------------------------------------------------------------------- RIVERSOURCE RETIREMENT ADVISOR VARIABLE ANNUITY(R) S-6467 P (4/10) S-6471 M (4/10) ------------------------------------------------------------------------------------------------------------- RIVERSOURCE RETIREMENT ADVISOR ADVANTAGE(R) VARIABLE S-6406 N (4/10) S-6410 K (4/10) ANNUITY/RIVERSOURCE RETIREMENT ADVISOR SELECT(R) VARIABLE ANNUITY ------------------------------------------------------------------------------------------------------------- RIVERSOURCE RETIREMENT ADVISOR ADVANTAGE(R) PLUS VARIABLE S-6273 N (4/10) S-6362 K (4/10) ANNUITY/ RIVERSOURCE RETIREMENT ADVISOR SELECT(R) PLUS VARIABLE ANNUITY ------------------------------------------------------------------------------------------------------------- RIVERSOURCE RETIREMENT ADVISOR 4 ADVANTAGE(R) VARIABLE S-6503 H (4/10) S-6504 H (4/10) ANNUITY/RIVERSOURCE RETIREMENT ADVISOR 4 SELECT(R) VARIABLE ANNUITY/RIVERSOURCE RETIREMENT ADVISOR 4 ACCESS(R) VARIABLE ANNUITY ------------------------------------------------------------------------------------------------------------- RIVERSOURCE(R) ACCESSCHOICE SELECT VARIABLE ANNUITY 273416 L (4/10) ------------------------------------------------------------------------------------------------------------- RIVERSOURCE(R) BUILDER SELECT VARIABLE ANNUITY 45303 L (4/10) ------------------------------------------------------------------------------------------------------------- RIVERSOURCE(R) ENDEAVOR SELECT VARIABLE ANNUITY 273417 L (4/10) 273480 M (4/10) ------------------------------------------------------------------------------------------------------------- RIVERSOURCE(R) FLEXCHOICE SELECT VARIABLE ANNUITY 45307 L (4/10) 274320 F (4/10) ------------------------------------------------------------------------------------------------------------- RIVERSOURCE(R) INNOVATIONS CLASSIC SELECT VARIABLE ANNUITY 45312 K (4/10) ------------------------------------------------------------------------------------------------------------- RIVERSOURCE(R) INNOVATIONS SELECT VARIABLE ANNUITY 45304 L (4/10) 45313 P (4/10) ------------------------------------------------------------------------------------------------------------- RIVERSOURCE(R) SIGNATURE ONE SELECT VARIABLE ANNUITY 45301 L (4/10) ------------------------------------------------------------------------------------------------------------- RIVERSOURCE(R) SIGNATURE SELECT VARIABLE ANNUITY 45300 L (4/10) ------------------------------------------------------------------------------------------------------------- EVERGREEN NEW SOLUTIONS SELECT VARIABLE ANNUITY 45308 K (4/10) ------------------------------------------------------------------------------------------------------------- EVERGREEN PATHWAYS(SM) Select Variable Annuity 45309 K (4/10) ------------------------------------------------------------------------------------------------------------- WELLS FARGO ADVANTAGE CHOICE(SM) Select Variable Annuity 45305 K (4/10) ------------------------------------------------------------------------------------------------------------- WELLS FARGO ADVANTAGE(R) SELECT VARIABLE ANNUITY 45302 K (4/10) ------------------------------------------------------------------------------------------------------------- RIVERSOURCE(R) INNOVATIONS VARIABLE ANNUITY 45273 P (4/10) ------------------------------------------------------------------------------------------------------------- EVERGREEN ESSENTIAL(SM) Variable Annuity 45276 P (4/10) ------------------------------------------------------------------------------------------------------------- EVERGREEN NEW SOLUTIONS VARIABLE ANNUITY 45272 P (4/10) ------------------------------------------------------------------------------------------------------------- RIVERSOURCE(R) INNOVATIONS CLASSIC VARIABLE ANNUITY 45281 N (4/10) ------------------------------------------------------------------------------------------------------------- EVERGREEN PRIVILEGE(SM) Variable Annuity 45277 L (4/10) ------------------------------------------------------------------------------------------------------------- EVERGREEN PATHWAYS(SM) Variable Annuity 45275 L (4/10) ------------------------------------------------------------------------------------------------------------- WELLS FARGO ADVANTAGE CHOICE(SM) Variable Annuity 45270 L (4/10) ------------------------------------------------------------------------------------------------------------- RIVERSOURCE(R) SIGNATURE ONE VARIABLE ANNUITY 240192 T (4/10) ------------------------------------------------------------------------------------------------------------- WELLS FARGO ADVANTAGE(R) VARIABLE ANNUITY 44223 R (4/10) ------------------------------------------------------------------------------------------------------------- WELLS FARGO ADVANTAGE BUILDER(R) VARIABLE ANNUITY 44224 R (4/10) ------------------------------------------------------------------------------------------------------------- RIVERSOURCE(R) VARIABLE UNIVERSAL LIFE IV /RIVERSOURCE(R) S-6418 M (4/10) S-6419 N (4/10) VARIABLE UNIVERSAL LIFE IV-ESTATE SERIES ------------------------------------------------------------------------------------------------------------- RIVERSOURCE(R) VARIABLE UNIVERSAL LIFE INSURANCE S-6194 AL (4/10) S-6171 AM (4/10) ------------------------------------------------------------------------------------------------------------- RIVERSOURCE(R) VARIABLE UNIVERSAL LIFE III S-6189 AC (4/10) ------------------------------------------------------------------------------------------------------------- RIVERSOURCE SUCCESSION SELECT(R) VARIABLE LIFE INSURANCE S-6202 N(4/10) S-6203 M (4/10) -------------------------------------------------------------------------------------------------------------
THIS SUPPLEMENT SHOULD BE READ AND RETAINED FOR FUTURE REFERENCE. -------------------------------------------------------------------------------- S-6503-24 A (6/10) * Valid until next prospectus update. This supplement describes proposed changes to certain investment options offered under certain variable life insurance policies and variable annuity contracts (the "Contracts"). Please retain this supplement with your Prospectus for future reference. The following information has been revised in the table under "The Variable Account and the Funds" section of the prospectus:
-------------------------------------------------------------------------------------------------------- INVESTING IN INVESTMENT OBJECTIVE AND POLICIES INVESTMENT ADVISER -------------------------------------------------------------------------------------------------------- Invesco Van Kampen Seeks capital growth and income through Invesco Advisers, Inc. V.I. Comstock Fund, investments in equity securities, including Series II Shares common stocks, preferred stocks and securities (previously Van convertible into common and preferred stocks. Kampen LIT Comstock Fund, Class II Shares) -------------------------------------------------------------------------------------------------------- Invesco Van Kampen Seeks long-term growth of capital and income. Invesco Advisers, Inc. V.I. Growth and Income Fund, Series II Shares (previously Van Kampen LIT Growth and Income Fund, Class II Shares) -------------------------------------------------------------------------------------------------------- Morgan Stanley UIF Seeks current income and capital appreciation. Morgan Stanley Investment Global Real Estate Management Inc. Portfolio, Class II Shares (previously Van Kampen's UIF Global Real Estate Portfolio, Class II Shares) -------------------------------------------------------------------------------------------------------- Morgan Stanley UIF Seeks long-term capital growth by investing Morgan Stanley Investment Mid Cap Growth primarily in common stocks and other equity Management Inc. Portfolio, Class II securities. Shares (previously Van Kampen's UIF Mid Cap Growth Portfolio, Class II Shares) -------------------------------------------------------------------------------------------------------- Morgan Stanley UIF Non-diversified portfolio seeking above-average Morgan Stanley Investment U.S. Real Estate current income and long-term capital appreciation Management Inc. Portfolio, Class I by investing primarily in equity securities of Shares (previously companies in the U.S. real estate industry, Van Kampen's UIF including real estate investment trusts. U.S. Real Estate Portfolio, Class I Shares) -------------------------------------------------------------------------------------------------------- Morgan Stanley UIF Non-diversified portfolio that seeks above- Morgan Stanley Investment U.S. Real Estate average current income and long-term capital Management Inc. Portfolio, Class II appreciation by investing primarily in equity Shares (previously securities of companies in the U.S. real estate Van Kampen's UIF industry, including real estate investment U.S. Real Estate trusts. Portfolio, Class II Shares) -------------------------------------------------------------------------------------------------------- RVST Variable Seeks long-term growth of capital. Columbia Management Portfolio -- Gold- Investment Advisers, LLC, man Sachs Mid Cap adviser; Goldman Sachs Asset Value Fund (Class Management, L.P., subadviser. 3) (previously RVST RiverSource Partners Variable Portfolio -- Select Value Fund) -------------------------------------------------------------------------------------------------------- RVST Seligman Seeks long-term capital growth. Columbia Management Variable Portfolio Investment Advisers, LLC, - Smaller-Cap Value adviser Fund (Class 3) --------------------------------------------------------------------------------------------------------
S-6503-24 A (6/10)