Consent of Independent Auditors


We consent to the reference to our firm under the caption "Independent Auditors"
in the Statement of Additional Information and to the use of our report dated
January 27, 2003 with respect to the consolidated financial statements of IDS
Life Insurance Company and to the use of our report dated March 21, 2003 with
respect to the financial statements of IDS Life Variable Account 10 - American
Express Retirement Advisor Advantage Plus Variable Annuity / American Express
Retirement Advisor Select Plus Variable Annuity comprised of the segregated
asset subaccounts included therein in Post-Effective Amendment No. 21 to the
Registration Statement (Form 485A, No. 333-79311) for the registration of the
American Express Retirement Advisor Advantage Plus Variable Annuity / American
Express Retirement Advisor Select Plus Variable Annuity offered by of IDS Life
Insurance Company.





/s/ Ernst & Young LLP
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    Ernst & Young LLP
    Minneapolis, Minnesota
    January 23, 2004