Consent of Independent Auditors

We consent to the reference to our firm under the caption "Independent Auditors"
in the Statement of Additional Information and to the use of our report dated
January 27, 2003 with respect to the consolidated financial statements of IDS
Life Insurance Company and to the use of our report dated March 21, 2003 with
respect to the financial statements of IDS Life Variable Account 10 - American
Express Retirement Advisor Advantage(R) Variable Annuity/American Express
Retirement Advisor Select(R) Variable Annuity comprised of segregated asset
subaccounts included therein in Post-Effective Amendment No. 14 to the
Registration Statement (Form N-4, No. 333-79311) for the registration of the
American Express Retirement Advisor Advantage(R) Variable Annuity/American
Express Retirement Advisor Select(R) Variable Annuity offered by IDS Life
Insurance Company.


                                                           /s/ Ernst & Young LLP

Minneapolis, Minnesota
April 25, 2003