Consent of Independent Auditors



 We consent to the reference to our firm under the caption "Independent
Auditors" in the Statement of Additional Information and to the use of our
report dated January 27, 2003 with respect to the consolidated financial
statements of IDS Life Insurance Company and to the use of our report dated
March 21, 2003 with respect to the financial statements of IDS Life Variable
Account 10 - American Express Retirement Advisor Variable Annuity(R) comprised
of the segregated asset subaccounts included therein in Post-Effective Amendment
No. 14 to the Registration Statement (Form N-4, No. 333-79311) for the
registration of the American Express Retirement Advisor Variable Annuity(R)
offered by IDS Life Insurance Company.



                                                           /s/ Ernst & Young LLP
Minneapolis, Minnesota
April 25, 2003