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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Mar. 31, 2021
Mar. 31, 2020
Revenue:    
Interest and fee income on finance receivables $ 54,211 $ 62,095
Realized gain on equity investments 1,809  
Total revenue 56,020 62,095
Expenses:    
Marketing 1,269 1,548
Salaries and employee benefits 19,083 18,804
Administrative 11,248 13,393
Provision for credit losses 7,250 16,901
Amortization of intangibles 13 55
Depreciation 231 337
Goodwill impairment charge   295
Interest expense 5,980 8,515
Total expenses 45,074 59,848
Operating income before income taxes 10,946 2,247
Income tax expense (benefit) 2,595 (1,219)
Net income $ 8,351 $ 3,466
Earnings per share:    
Basic (in dollars per share) $ 1.09 $ 0.45
Diluted (in dollars per share) $ 1.09 $ 0.45