Quarterly Results of Operations (Unaudited) (Tables)

12 Months Ended

Mar. 31, 2021

Quarterly Financial Data [Abstract]

Schedule of quarterly results of operations

	Fiscal Year ended March 31, 2021 (In thousands, except earnings per share amounts)
	First Quarter		Second Quarter		Third Quarter		Fourth Quarter
Total revenue	$	14,151	$	14,109	$	14,474	$	13,286
Interest expense		1,649		1,569		1,442		1,320
Provision for credit losses		3,300		3,050		650		250
Non-interest expense		7,343		8,131		7,407		8,963
Operating income before income taxes		1,859		1,359		4,975		2,753
Income tax expense		429		92		1,190		884
Net income	$	1,430	$	1,267	$	3,785	$	1,869
Earnings per share:
Basic	$	0.18	$	0.16	$	0.49	$	0.24
Diluted	$	0.18	$	0.16	$	0.49	$	0.24

	Fiscal Year ended March 31, 2020 (In thousands, except earnings per share amounts)
	First Quarter		Second Quarter		Third Quarter		Fourth Quarter
Total revenue	$	16,641	$	15,585	$	14,973	$	14,896
Interest expense		2,488		2,298		1,886		1,843
Provision for credit losses		4,385		4,000		4,597		3,919
Non-interest expense		8,971		8,927		7,950		8,584
Operating income before income taxes		797		360		540		550
Income tax expense (benefit)		206		92		229		(1,746	)
Net income	$	591	$	268	$	311	$	2,296
Earnings per share:
Basic	$	0.07	$	0.03	$	0.04	$	0.31
Diluted	$	0.07	$	0.03	$	0.04	$	0.31