Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
Cash flows from operating activities
Net income	$ 2,697	$ 859
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	121	170
Amortization of debt issuance costs	214	216
Amortization of operating lease right-of-use assets	818	928
Gain on sale of property and equipment	(2)	(7)
Unrealized gains on equity securities	(45)
Provision for credit losses	6,350	8,385
Amortization of dealer discounts	(3,218)	(4,178)
Amortization of insurance and fee commissions	(1,207)	(1,359)
Accretion of purchase price discount	(305)	(985)
Principal reduction on operating lease liabilities	(738)	(880)
Share-based compensation	97	89
Changes in operating assets and liabilities:
Accrued interest receivable	347	(157)
Repossessed assets	484	106
Prepaid expenses and other assets	35	(1,709)
Accounts payable and accrued expenses	(1,203)	376
Income taxes receivable	3,450	(15)
Deferred income taxes	(95)	299
Unearned insurance and fee commissions	(156)	85
Net cash provided by operating activities	7,644	2,223
Cash flows from investing activities
Purchase and origination of finance receivables	(40,362)	(44,202)
Principal payments received	59,297	65,098
Net assets acquired from branch acquisitions, primarily loans		(20,483)
Purchase of equity investments	(2,968)
Purchase of property and equipment	(311)	(32)
Proceeds from sale of property and equipment		7
Net cash provided by investing activities	15,656	388
Cash flows from financing activities
Repayments on credit facility	(17,830)	(37,500)
Proceeds from the credit facility		12,000
Payment of loan origination fees		(729)
Proceeds from note payable	3,244
Repurchases of common stock	(229)
Net cash used in financing activities	(14,815)	(26,229)
Net increase (decrease) in cash and restricted cash	8,485	(23,618)
Cash and restricted cash at the beginning of period	24,684	37,642
Cash and restricted cash at the end of period	33,169	14,024
Supplemental Disclosures:
Interest paid	3,129	4,007
Income taxes	727	15
Leased assets obtained in exchange for new operating lease liabilities	$ 1,213	$ 519