Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2020	Mar. 31, 2020
Assets
Cash	$ 19,568	$ 16,802
Restricted cash	13,601	7,882
Equity investments with readily determinable fair values	3,013
Finance receivables, net	179,035	199,781
Repossessed assets	856	1,340
Operating lease right-of-use assets	2,588	2,598
Prepaid expenses and other assets	959	1,126
Income taxes receivable	1,448	4,898
Property and equipment, net	674	482
Deferred income taxes	4,004	3,909
Total assets	225,746	238,818
Liabilities and shareholders’ equity
Credit facility, net of debt issuance costs	106,639	124,255
Note payable	3,244
Net long-term debt	109,883	124,255
Operating lease liabilities	2,590	2,652
Accounts payable and accrued expenses	3,129	4,332
Total liabilities	115,602	131,239
Shareholders’ equity
Preferred stock, no par: 5,000 shares authorized; none issued
Common stock, no par: 50,000 shares authorized; 12,650 and 12,639 shares issued, respectively; and 7,787 and 7,806 shares outstanding, respectively	34,964	34,867
Treasury stock: 4,863 and 4,833 common shares, at cost, respectively	(71,667)	(71,438)
Retained earnings	146,847	144,150
Total shareholders’ equity	110,144	107,579
Total liabilities and shareholders’ equity	225,746	238,818
Variable Interest Entity
Assets
Restricted cash	13,601	7,882
Finance receivables, net	157,845	165,966
Repossessed assets	803	1,277
Total assets	172,249	175,125
Liabilities and shareholders’ equity
Credit facility, net of debt issuance costs	106,639	124,255
Accounts payable and accrued expenses	460	597
Total liabilities	$ 107,099	$ 124,852