Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Cash flows from operating activities
Net income	$ 1,430	$ 591
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	69	87
Amortization of debt issuance costs	107
Amortization of operating lease right-of-use assets	428	481
Gain on sale of property and equipment	(2)	(7)
Repossessed assets	267	(8)
Provision for credit losses	3,300	4,385
Amortization of dealer discounts	(1,489)	(2,063)
Amortization of insurance and fee commissions	(552)	(1,047)
Accretion of purchase price discount	(78)	(404)
Deferred income taxes	78	206
Principal reduction on operating lease liabilities	(386)	(442)
Share-based compensation	49	34
Changes in operating assets and liabilities:
Accrued interest receivable	129	(269)
Prepaid expenses and other assets	(190)	258
Accounts payable and accrued expenses	(430)	(372)
Income taxes receivable	373	(15)
Unearned insurance and fee commissions	(59)	111
Net cash provided by operating activities	3,044	1,526
Cash flows from investing activities
Purchase and origination of finance receivables	(19,223)	(21,110)
Principal payments received	28,425	33,110
Net assets acquired from branch acquisitions, primarily loans		(20,501)
Purchase of property and equipment	(18)	(14)
Proceeds from sale of property and equipment	20	7
Net cash provided by (used in) investing activities	9,204	(8,508)
Cash flows from financing activities
Repayments on credit facility	(7,830)	(8,000)
Proceeds from the credit facility		12,000
Payment of loan originations fees		(143)
Proceeds from note payable	3,244
Repurchases of treasury stock	(28)
Net cash (used in) provided by financing activities	(4,614)	3,857
Net increase (decrease) in cash and restricted cash	7,634	(3,125)
Cash and restricted cash at the beginning of period	24,684	37,642
Cash and restricted cash at the end of period	32,318	34,517
Supplemental Disclosures:
Interest paid, including debt originations cost, during the quarter	1,643	1,677
Income taxes paid during the quarter		15
Leased assets obtained in exchange for new operating lease liabilities	$ 867	$ 505