Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2020	Mar. 31, 2020
Assets
Cash	$ 25,932	$ 16,802
Restricted cash	6,386	7,882
Finance receivables, net	189,328	199,781
Repossessed assets	1,073	1,340
Operating lease right-of-use assets	2,413	2,598
Prepaid expenses and other assets	1,217	1,126
Income taxes receivable	4,525	4,898
Property and equipment, net	413	482
Deferred income taxes	3,831	3,909
Total assets	235,118	238,818
Liabilities and shareholders’ equity
Credit facility, net of debt issuance costs	116,532	124,255
Note payable	3,244
Net long-term debt	119,776	124,255
Operating lease liabilities	2,410	2,652
Accounts payable and accrued expenses	3,902	4,332
Total liabilities	126,088	131,239
Shareholders’ equity
Preferred stock, no par: 5,000 shares authorized; none issued
Common stock, no par: 50,000 shares authorized; 12,640 and 12,639 shares issued, respectively; and 7,802 and 7,806 shares outstanding, respectively	34,916	34,867
Treasury stock: 4,838 and 4,833 common shares, at cost, respectively	(71,466)	(71,438)
Retained earnings	145,580	144,150
Total shareholders’ equity	109,030	107,579
Total liabilities and shareholders’ equity	235,118	238,818
Variable Interest Entity
Assets
Restricted cash	6,386	7,882
Finance receivables, net	173,230	165,966
Repossessed assets	980	1,277
Total assets	180,596	175,125
Liabilities and shareholders’ equity
Credit facility, net of debt issuance costs	116,532	124,255
Accounts payable and accrued expenses	492	597
Total liabilities	117,024	124,852
Shareholders’ equity
Credit facility, net of debt issuance costs	$ 116,532	$ 124,255