Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Dec. 31, 2019	Dec. 31, 2019	Dec. 31, 2018
Cash flows from operating activities
Net income	$ 311	$ 1,170	$ 1,097
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	80	250	290
Amortization of intangibles	14	42
Amortization of debt issuance costs		324	860
Gain on sale of property and equipment		(9)	(38)
Repossessed assets		517	215
Provision for credit losses	4,597	12,982	21,670
Amortization of dealer discounts		(6,138)	(8,140)
Amortization of insurance and fee commissions		(1,984)	(1,508)
Accretion of purchase price discount		(1,453)
Deferred income taxes		527	851
Share-based compensation		148	41
Changes in operating assets and liabilities:
Accrued interest receivable		(199)	221
Prepaid expenses and other assets		(1,605)	(541)
Accounts payable and accrued expenses		350	(1,717)
Income taxes receivable		(15)	(610)
Unearned insurance and fee commissions		182
Net cash provided by operating activities		5,089	12,691
Cash flows from investing activities
Purchase and origination of finance receivables	(1,100)	(66,572)	(56,266)
Principal payments received		94,994	91,386
Net assets acquired from branch acquisitions, primarily loans		(20,483)
Purchase of property and equipment		(81)	(113)
Proceeds from sale of property and equipment		7	62
Net cash provided by investing activities		7,865	35,069
Cash flows from financing activities
Repayments on credit facility		(38,950)	(45,750)
Proceeds from the credit facility		13,400
Payment of loan originations fees		(729)	(400)
Proceeds from exercise of stock options		5	16
Repurchases of treasury stock		(216)
Net cash used in financing activities		(26,490)	(46,134)
Net (decrease) increase in cash and restricted cash		(13,536)	1,626
Cash and restricted cash at the beginning of period		37,642	2,626
Cash and restricted cash at the end of period	$ 24,106	$ 24,106	$ 4,252